Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 3.15% is 225% above its 5-year average of 0.97%, around the middle of its 5-year range (-6.64%–25.06%).
134.39% above its 12-month average of 1.34%.
Reported quarterly operating margin; no daily interpolation. Q3 FY2025 (2025-09-30): 1.43%.
OPERATING MARGIN
3.15%
OPERATING MARGIN AVG TTM
1.34%
OPERATING MARGIN AVG 3Y
0.09%
OPERATING MARGIN AVG 5Y
0.97%
OPERATING MARGIN AVG 10Y
1.69%
OPERATING MARGIN AVG 15Y
2.54%
OPERATING MARGIN AVG 20Y
2.59%
CURRENT VS TTM AVG
+134.39%
CURRENT VS 3Y AVG
+3523.84%
CURRENT VS 5Y AVG
+225.09%
CURRENT VS 10Y AVG
+86.27%
CURRENT VS 15Y AVG
+23.90%
CURRENT VS 20Y AVG
+21.72%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
-82.23%
vs the sector median at left
Atlantic American Corporation
Market Cap
$25.70M
Operating Margin
3.15%
TTM Avg
1.34%
3Y Avg
0.09%
5Y Avg
0.97%
Market Cap
$25.27M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$26.40M
Operating Margin
-52.98%
TTM Avg
-4.58%
3Y Avg
18.68%
5Y Avg
18.68%
Market Cap
$24.03M
Operating Margin
-247.36%
TTM Avg
-239.06%
3Y Avg
-145.11%
5Y Avg
-115.75%
Market Cap
$28.54M
Operating Margin
-87.22%
TTM Avg
-43.61%
3Y Avg
-35.08%
5Y Avg
-28.06%
Market Cap
$31.83M
Operating Margin
-29.59%
TTM Avg
-8.02%
3Y Avg
0.46%
5Y Avg
5.35%
Market Cap
$32.36M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$17.65M
Operating Margin
4.64%
TTM Avg
2.32%
3Y Avg
1.58%
5Y Avg
1.01%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Atlantic American Corporation (AAME) | $25.70M | 3.15% | 1.34% | 0.09% | 0.97% |
| A SPAC III Acquisition Corp. (ASPC)vs › | $25.27M | 0.00% | 0.00% | 0.00% | 0.00% |
| Grande Group Limited Class A Ordinary Shares (GRAN)vs › | $26.40M | -52.98% | -4.58% | 18.68% | 18.68% |
| Beeline Holdings Inc. (BLNE)vs › | $24.03M | -247.36% | -239.06% | -145.11% | -115.75% |
| Fold Holdings, Inc. (FLD)vs › | $28.54M | -87.22% | -43.61% | -35.08% | -28.06% |
| eHealth, Inc. (EHTH)vs › | $21.63M | 12.11% | 8.39% | -3.74% | -4.86% |
| BayFirst Financial Corp. (BAFN)vs › | $31.83M | -29.59% | -8.02% | 0.46% | 5.35% |
| FG Communities Holdings Inc. (FGC)vs › | $32.36M | N/A | N/A | N/A | N/A |
| Binah Capital Group, Inc. (BCG)vs › | $17.65M | 4.64% | 2.32% | 1.58% | 1.01% |
| U.S. Global Investors, Inc. (GROW)vs › | $36.77M | 29.33% | -3.00% | 3.25% | 15.95% |
Operating Margin
3.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2025-09-30 | 1.43% |
| 2025-06-30 | 7.63% |
| 2025-03-31 | 2.06% |
| 2024-12-31 | 1.11% |
| 2024-09-30 | -5.51% |
| 2024-06-30 | -1.78% |
| 2024-03-31 | -3.51% |
| 2023-12-31 | -6.64% |
| 2023-09-30 | 4.79% |
| 2023-06-30 | 4.51% |
| 2023-03-31 | -3.93% |
| 2022-12-31 | 3.02% |
| 2022-09-30 | -2.05% |
| 2022-06-30 | -4.73% |
| 2022-03-31 | 7.36% |
| 2021-12-31 | 6.81% |
| 2021-09-30 | -2.62% |
| 2021-06-30 | 7.30% |
| 2021-03-31 | -1.11% |
| 2020-12-31 | 25.06% |
| 2020-09-30 | 5.26% |
| 2020-06-30 | 16.65% |
| 2020-03-31 | -25.95% |
| 2019-12-31 | 3.14% |
| 2019-09-30 | -3.65% |
| 2019-06-30 | -12.96% |
| 2019-03-31 | 9.61% |
| 2018-12-31 | 0.56% |
| 2018-09-30 | 2.31% |
| 2018-06-30 | 8.16% |
| 2018-03-31 | -15.67% |
| 2017-12-31 | 5.91% |
| 2017-09-30 | 1.41% |
| 2017-06-30 | 5.01% |
| 2017-03-31 | -0.79% |
| 2016-12-31 | 3.68% |
| 2016-09-30 | 0.75% |
| 2016-06-30 | 0.85% |
| 2016-03-31 | 3.30% |
| 2015-12-31 | 0.36% |
| 2015-09-30 | 0.90% |
| 2015-06-30 | 9.36% |
| 2015-03-31 | 2.47% |
| 2014-12-31 | 3.27% |
| 2014-09-30 | 3.72% |
| 2014-06-30 | 2.37% |
| 2014-03-31 | 2.41% |
| 2013-12-31 | 3.53% |
| 2013-09-30 | 6.22% |
| 2013-06-30 | 13.58% |
| 2013-03-31 | 2.76% |
| 2012-12-31 | 4.43% |
| 2012-09-30 | 2.71% |
| 2012-06-30 | 2.44% |
| 2012-03-31 | 4.98% |
| 2011-12-31 | 1.93% |
| 2011-09-30 | 5.74% |
| 2011-06-30 | 1.14% |
| 2011-03-31 | 2.24% |
| 2010-12-31 | 5.91% |
| 2010-09-30 | 2.14% |
| 2010-06-30 | 0.23% |
| 2010-03-31 | 2.21% |
| 2009-12-31 | 3.57% |
| 2009-09-30 | 0.67% |
| 2009-06-30 | -0.19% |
| 2009-03-31 | 1.20% |
| 2008-12-31 | -12.01% |
| 2008-09-30 | -0.25% |
| 2008-06-30 | 4.18% |
| 2008-03-31 | 2.78% |
| 2007-12-31 | 413.18% |
| 2007-09-30 | 8.53% |
| 2007-06-30 | 4.70% |
| 2007-03-31 | 3.15% |
| 2006-12-31 | 8.18% |
| 2006-09-30 | 6.77% |
| 2006-06-30 | -0.58% |
| 2006-03-31 | 10.29% |
| 2005-12-31 | -19.99% |
| 2005-09-30 | 0.23% |
| 2005-06-30 | 2.83% |
| 2005-03-31 | -3.25% |
| 2004-12-31 | 1.97% |
| 2004-09-30 | -0.37% |
| 2004-06-30 | 2.97% |
| 2004-03-31 | 4.70% |
| 2003-12-31 | 5.24% |
| 2003-09-30 | 4.13% |
| 2003-06-30 | 3.94% |
| 2003-03-31 | 1.96% |
| 2002-12-31 | -0.13% |
| 2002-09-30 | -1.22% |
| 2002-06-30 | 3.30% |
| 2002-03-31 | 5.65% |
| 2001-12-31 | -0.63% |
