Tyler Technologies, Inc. (TYL) Fundamental Checkup

Tyler Technologies, Inc. fundamental checkup using revenue growth, EPS growth, free cash flow, margins, ROIC, debt-to-equity, and TGMCharts chart exhibits as of August 7, 2026.

By TGMCharts Research · Data as of · Updated

Share𝕏 Postin LinkedIn

Tyler Technologies, Inc. gets a balanced fundamental read when revenue growth of 13.89%, EPS growth of 8.49%, free-cash-flow growth of 20.84%, net margin of 13.36%, and ROIC of 6.44% support the same story.

The checkup weighs operating growth, shareholder conversion, cash conversion, reinvestment quality, and balance-sheet flexibility. Current ratio is 1.55x and debt-to-equity is 0.48x, so the balance-sheet read is part of the final view rather than a footnote.

  • Tyler Technologies, Inc. has market cap of $12.80B and closed at $312 on August 7, 2026.
  • Five-year revenue CAGR is 13.89% and five-year EPS CAGR is 8.49%.
  • Five-year free-cash-flow CAGR is 20.84%.
  • Net margin is 13.36% and ROIC is 6.44%.
  • Current ratio is 1.55x and debt-to-equity is 0.48x.

Fundamental snapshot

The valuation, growth, profitability, and balance-sheet facts behind the checkup.

Market cap
$12.80B
Trailing P/E
41.44x
5Y revenue CAGR
13.89%
5Y EPS CAGR
8.49%
Net margin
13.36%
ROIC
6.44%
Current ratio
1.55x
Debt to equity
0.48x

The Read

Tyler Technologies, Inc. should be read through one research question: do growth, cash conversion, profitability quality, balance-sheet flexibility, and valuation point to the same fundamental story? The latest close is $312 as of August 7, 2026, but the checkup starts with business evidence before returning to the market price.

The answer starts with five-year revenue CAGR of 13.89% and five-year EPS CAGR of 8.49%, then tests that growth against five-year free-cash-flow CAGR of 20.84%. A serious fundamental note should not let one growth line carry the whole argument.

Current compounder snapshot · TYL

Live supporting context; not part of the article's frozen 2026-08-07 evidence snapshot.

Score
20/100
10Y CAGR
14.7%
Median YoY
10.3%
YoY volatility
σ 14.7pp· uneven
Quarters ≥ 20%
6 of 40
Negative quarters
2
Valuation vs own 10Y history
P/S 5.4x · 10Y median 9.6x · 3rd percentile · as of Aug 7, 2026
How this score is computed
  • Quarters at or above 20%: 6 of 40 6 of 40 pts
  • Steadiness (typical swing 14.7pp) → 14.5 of 25 pts
  • Pace (median 10.3% YoY) → 0 of 20 pts
  • Latest quarter (8.2% YoY) → 0 of 15 pts
  • Score: 20 of 100 (points above use the rounded stats shown on this card)

Annual revenue · last 11 fiscal years

$0.00$500.00M$1.00B$1.50B$2.00B$2.50B201520172019202120232025

Quarterly YoY revenue growth vs the 20% line

0%20%40%60%80%20%20172019202120232025

P/S multiple vs its 10Y median

5x7.5x10x12.5x15x17.5x20x10Y median 9.6x20172019202120232025

TYL compounder charts →All consistent compounders →

Business Quality Snapshot

Tyler Technologies, Inc. operates in Technology, so the article treats the company as an operating business with measurable growth, margin, reinvestment, and balance-sheet evidence. The snapshot keeps market cap, valuation, growth, quality, and leverage in one view before the prose moves into the chart exhibits.

Fundamental evidence table

A compact cross-check of valuation, growth, quality, and financial flexibility.

Valuation

Market lens
41.44x
Business support
2.41%

Growth

Market lens
13.89%
Business support
8.49%

Quality

Market lens
13.36%
Business support
6.44%

Balance sheet

Market lens
1.55x
Business support
0.48x
revenue

TYL revenue

$645.10M

Revenue history shows whether the business has been expanding before margins and per-share metrics are considered.

+231.67% over 10Y

Five-year revenue CAGR: 13.89%. This is endpoint-to-endpoint from the fiscal years shown — a depressed start year can inflate it, so read it against the recent bars.

Five-year revenue CAGR of 13.89% is the top-line test. A fundamental checkup becomes more durable when revenue growth is paired with earnings growth instead of depending only on margin expansion.

Growth Conversion

Growth conversion asks whether sales growth becomes per-share earnings. Revenue growth of 13.89% is the top-line evidence, while EPS growth of 8.49% shows shareholder conversion. If EPS outpaces revenue, the next section has to check whether that came with durable cash flow and margin quality.

EPS

TYL EPS

$2.25

EPS history shows how much of the business growth has reached shareholders.

+131.96% over 10Y

Five-year EPS CAGR: 8.49%. This is endpoint-to-endpoint from the fiscal years shown — a depressed or negative start year can inflate it, so read it against the recent bars.

Five-year EPS CAGR of 8.49% is the shareholder conversion check. If EPS grows faster than revenue, the note should ask whether that came from margin quality, buybacks, or a temporary base effect.

Cash Flow Support

Cash flow is the first counterpoint to an earnings-led story. Five-year free-cash-flow CAGR is 20.84%, so the free-cash-flow exhibit sits immediately after the growth-conversion section. If cash flow lags EPS, the article should reduce confidence in the quality of the earnings path.

free cash flow

TYL free cash flow

$119.36M

Free cash flow checks whether earnings are converting into owner cash.

+100.53% over 10Y

Five-year free-cash-flow CAGR: 20.84%. This is endpoint-to-endpoint from the fiscal years shown — a depressed or negative start year can inflate it, so read it against the recent bars.

Free-cash-flow CAGR of 20.84% is the counterweight to the EPS story. If cash flow lags earnings, the quality of the fundamental setup deserves a more cautious reading.

Margin And ROIC Quality

The quality read depends on whether net margin of 13.36% and ROIC of 6.44% support the growth record. Margins show how much revenue becomes profit, while ROIC tests whether reinvested capital is earning enough to make growth more valuable.

net margin

TYL net margin

14.50%

Net margin is the operating-quality check behind the growth record.

+3.0pp over 10Y

Net margin (TTM): 13.36%. The bars below are annual fiscal years.

Net margin of 13.36% shows how much revenue becomes profit. The checkup is stronger when margin quality supports EPS growth rather than simply flattering one recent period.

ROIC

TYL ROIC Chart

6.44%

ROIC tests whether the business earns enough on reinvested capital to deserve attention.

-2.0pp over 5Y

Latest ROIC: 6.44%.

ROIC of 6.44% is the reinvestment-quality check. A business with stronger returns can support a better long-term read even when the valuation is not obviously cheap.

Balance Sheet Flexibility

Balance-sheet flexibility is the guardrail around the growth story. Current ratio is 1.55x and debt-to-equity is 0.48x. Those figures matter because a company can show growth and margins while still losing flexibility if leverage rises or liquidity tightens.

debt-to-equity

TYL debt-to-equity Chart

0.18x

Debt-to-equity keeps the checkup honest about balance-sheet flexibility.

≈18x over 5Y

Latest debt-to-equity ratio: 0.48x.

Debt-to-equity of 0.48x and current ratio of 1.55x are the balance-sheet checks. They matter because growth and margins are less valuable if financial flexibility is narrowing.

Valuation Context

Valuation is the final context, not the opening verdict. The stock trades at 41.44x trailing earnings and offers an earnings yield of 2.41%. That tells the reader how much growth and quality the market is already asking the business to defend.

TYL Price Chart

TYL$312.45 -2.22%(6mo)End-of-day · Aug 7, 2026Advanced chart →

Latest close: $312 as of August 7, 2026.

The close at $312 is not the conclusion, but it is the market reference point. The fundamental read has to explain whether growth, margins, and balance-sheet support justify the price investors are paying.

Bull/Bear Case

The bull case is that revenue, EPS, free cash flow, margins, ROIC, and financial flexibility keep reinforcing the same business-quality read. The bear case is that one of those links breaks while valuation still reflects the stronger historical record. This is where the note turns from metric list to research judgment.

Bull and bear case

Fundamental support

  • Five-year revenue CAGR of 13.89% and five-year EPS CAGR of 8.49% support the business case.
  • Net margin of 13.36% and ROIC of 6.44% are the quality checks behind the thesis.

Fundamental pressure

  • Free-cash-flow CAGR of 20.84% can weaken the read if it falls away from EPS growth.
  • Debt-to-equity of 0.48x and current ratio of 1.55x are the balance-sheet checks that can change the view.

Final Read

The final read should change if the daily data updates move revenue growth, EPS growth, free-cash-flow growth, ROIC, or debt-to-equity away from the evidence above. It is general research context only, not personalized investment advice or a buy or sell call.

FAQ

What is the fundamental read on TYL?

Tyler Technologies, Inc. is judged through revenue growth of 13.89%, EPS growth of 8.49%, free-cash-flow growth of 20.84%, net margin of 13.36%, and ROIC of 6.44%.

Which TYL fundamental metric matters most?

No single metric carries the article. The checkup requires growth, cash conversion, profitability quality, balance-sheet flexibility, and valuation to be read together.

When should this TYL checkup refresh?

Its figures are as of August 7, 2026, the note's dated snapshot; a note whose figures stop verifying against reported data is corrected or unpublished.

What would change our mind

  • Revenue growth moving away from the current five-year CAGR of 13.89%.
  • Free-cash-flow growth drifting away from five-year EPS CAGR of 8.49%.
  • ROIC or balance-sheet flexibility weakening from ROIC of 6.44% and debt-to-equity of 0.48x.

The bottom line

Tyler Technologies, Inc. fundamental research note from TGMCharts Research, grounded in a dated fundamentals snapshot, chart exhibits, and linked source facts.

Read next: Is Tyler Technologies, Inc. (TYL) Fairly Valued?Valuation on Tyler Technologies, Inc. — from the same data-checked research desk.
How we checked this researchShow

Data snapshot · By TGMCharts Research.

Every number in this note comes from data we compute and store ourselves from the company's reported figures, plus verbatim excerpts from its SEC filings. When a value isn't available we say so — we never fill gaps with estimates.

Latest filing excerpt

10-Q · filed 2026-07-29 · period 2026-06-30 · SEC EDGAR source

  • Operating Results For the three and six months ended June 30, 2026, total revenues increased 8.2% and 8.4%, respectively, compared to the prior period, primarily due to an increase in subscriptions revenue.
  • Subscriptions revenue grew 12.0% and 13.3%, respectively, for the three and six months ended June 30, 2026, compared to the prior period, primarily due to an ongoing shift toward SaaS arrangements for both new and existing clients, along with growth in certain transaction-based revenues.
  • ARR increased approximately 8% compared to the prior period primarily due to an increase in subscriptions revenue resulting from an ongoing shift toward SaaS arrangements for both new and existing clients and expansion in transaction-based fee arrangements.
  • Professional services revenue increased 8% and 1%, respectively, for the three and six months ended June 30, 2026, compared to the prior period.
Full methodology