- Score
- 55/100
- 3Y CAGR
- -26.1%
- Median YoY
- 34.3%
- YoY volatility
- σ 77.0pp· choppy
- Quarters ≥ 15%
- 6 of 12
- Negative quarters
- 5
- Valuation vs own 3Y history
- P/FCF is unavailable for Citizens Community Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
How this score is computed
- Quarters at or above 15%: 6 of 12 → 20 of 40 pts
- Includes 1 quarter with no comparable year-ago base (a loss or near-zero quarter a year earlier), counted as below the bar
- Steadiness (typical swing 77.0pp) → 0 of 25 pts
- Pace (median 34.3% YoY) → 20 of 20 pts
- Latest quarter (125.1% YoY) → 15 of 15 pts
- Score: 55 of 100
Annualized free cash flow (TTM) · by quarter, last 12
Quarterly YoY free cash flow growth vs the 15% line
P/FCF multiple vs its 3Y median
P/FCF N/A for this type of company.