- Score
- 13/100
- 10Y CAGR
- 20.4%
- Median YoY
- -11%
- YoY volatility
- σ 70.3pp· choppy
- Quarters ≥ 30%
- 11 of 34
- Negative quarters
- 15
- Valuation vs own 10Y history
- P/OCF is unavailable for BayCom Corp: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
How this score is computed
- Quarters at or above 30%: 11 of 34 → 13 of 40 pts
- Includes 6 quarters with no comparable year-ago base (a loss or near-zero quarter a year earlier), counted as below the bar
- Steadiness (typical swing 70.3pp) → 0 of 25 pts
- Pace (median -11% YoY) → 0 of 20 pts
- Latest quarter (-19.4% YoY) → 0 of 15 pts
- Score: 13 of 100
Annualized operating cash flow (TTM) · by quarter, last 35
Quarterly YoY operating cash flow growth vs the 30% line
P/OCF multiple vs its 10Y median
P/OCF N/A for this type of company.