- Score
- 20/100
- 3Y CAGR
- -4.4%
- Median YoY
- -14.4%
- YoY volatility
- σ 47.3pp· choppy
- Quarters ≥ 15%
- 3 of 12
- Negative quarters
- 7
- Valuation vs own 3Y history
- P/OCF is unavailable for American Express Company: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
How this score is computed
- Quarters at or above 15%: 3 of 12 → 10 of 40 pts
- Includes 2 quarters with no comparable year-ago base (a loss or near-zero quarter a year earlier), counted as below the bar
- Steadiness (typical swing 47.3pp) → 0 of 25 pts
- Pace (median -14.4% YoY) → 0 of 20 pts
- Latest quarter (23.1% YoY) → 9.8 of 15 pts
- Score: 20 of 100
Annualized operating cash flow (TTM) · by quarter, last 12
Quarterly YoY operating cash flow growth vs the 15% line
P/OCF multiple vs its 3Y median
P/OCF N/A for this type of company.