- Score
- 23/100
- 5Y CAGR
- -0.5%
- Median YoY
- -10.3%
- YoY volatility
- σ 37.3pp· choppy
- Quarters ≥ 20%
- 4 of 20
- Negative quarters
- 12
- Valuation vs own 5Y history
- P/OCF is unavailable for Arrow Financial Corporation: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
How this score is computed
- Quarters at or above 20%: 4 of 20 → 8 of 40 pts
- Includes 1 quarter with no comparable year-ago base (a loss or near-zero quarter a year earlier), counted as below the bar
- Steadiness (typical swing 37.3pp) → 0 of 25 pts
- Pace (median -10.3% YoY) → 0 of 20 pts
- Latest quarter (53.7% YoY) → 15 of 15 pts
- Score: 23 of 100
Annualized operating cash flow (TTM) · by quarter, last 20
Quarterly YoY operating cash flow growth vs the 20% line
P/OCF multiple vs its 5Y median
P/OCF N/A for this type of company.