United Microelectronics Corporation (UMC) vs Block, Inc. (XYZ)
XYZ leads on 10 of 15 compared metrics, though UMC is the cheaper stock.
A side-by-side comparison of United Microelectronics Corporation and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 20, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
UMC
United Microelectronics Corporation
$20.30TechnologyDelayed quote: Jul 20, 2026, 4:00 PM EDT
XYZ
Block, Inc.
$79.29TechnologyDelayed quote: Jul 20, 2026, 4:00 PM EDT
Total return — UMC vs XYZ
growth of $100 · dividends reinvested · last 11yUMC +1657.7%XYZ +506.7%UMC compounded faster
UMC XYZ
UMC vs XYZ: by the numbers
- •UMC is the larger company ($50.64B vs $47.19B market cap).
- •UMC trades at the lower earnings multiple (37.66 vs 61.95 P/E).
- •UMC converts more revenue to profit (20.72% vs 3.30% net margin).
- •XYZ grew revenue faster over the past five years (13.19% vs 10.42% CAGR).
- •UMC pays a dividend (2.38% yield) while XYZ does not currently pay one.
Which is better, UMC or XYZ?
Metric tally: UMC 5 · XYZ 10It depends on what you're optimizing for:
ValueUMC(lower P/E)
GrowthXYZ(faster 5Y revenue CAGR)
QualityXYZ(higher ROIC)
Metrics side by side
Valuation
| Metric | UMC | XYZ |
|---|---|---|
| P/E ratio | 37.66● | 61.95 |
| Forward P/E | — | 20.35 |
| P/S ratio | 6.62 | 1.94● |
| P/B ratio | 4.19 | 2.18● |
| PEG ratio | 7.19 | 1.78● |
| EV / EBITDA | 14.69 | 13.14● |
| FCF yield | 3.13% | 6.88%● |
Profitability
| Metric | UMC | XYZ |
|---|---|---|
| Gross margin | 29.60% | 44.85%● |
| Operating margin | 18.85%● | 11.74% |
| Net margin | 20.72%● | 3.30% |
| ROE | 12.74%● | 3.72% |
| ROIC | 7.35% | 7.52%● |
Dividends
| Metric | UMC | XYZ |
|---|---|---|
| Dividend yield | 2.38% | — |
| Payout ratio | 90.81% | — |
Growth (annualized)
| Metric | UMC | XYZ |
|---|---|---|
| Revenue CAGR (5Y) | 10.42% | 13.19%● |
| EPS CAGR (5Y) | 4.35% | 34.72%● |
| FCF CAGR (5Y) | 4.28% | 64.00%● |
| Total return CAGR (5Y) | 23.85%● | -20.30% |
Frequently asked
- Which is better, UMC or XYZ?
- It depends on your goal. value: UMC (lower P/E); growth: XYZ (faster 5Y revenue CAGR); quality: XYZ (higher ROIC). Across all compared metrics, XYZ leads 10 to 5.
- Is UMC or XYZ cheaper?
- On trailing earnings, UMC is cheaper: UMC trades at a 37.66 P/E and XYZ at 61.95.
- Which has grown faster, UMC or XYZ?
- Over the past five years, XYZ grew revenue faster — UMC at a 10.42% CAGR versus XYZ at 13.19%.
- Does UMC or XYZ pay a bigger dividend?
- UMC pays a dividend (2.38% yield) while XYZ does not currently pay one.
- Is UMC or XYZ more profitable?
- UMC runs the higher net margin — UMC at 20.72% versus XYZ at 3.30%.
- Which has been the better investment, UMC or XYZ?
- Over the past 10-year, UMC delivered the higher annualized total return — UMC at 32.16% versus XYZ at 23.54%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
United Microelectronics P/E ratioBlock P/E ratioUnited Microelectronics dividend yieldBlock dividend yieldUnited Microelectronics ROEBlock ROEUnited Microelectronics operating marginBlock operating marginUnited Microelectronics revenue growthBlock revenue growthUnited Microelectronics free cash flowBlock free cash flow
United Microelectronics & Block appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 20, 2026.