United Microelectronics Corporation (UMC) vs Block, Inc. (XYZ)
A side-by-side comparison of United Microelectronics Corporation and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 3, 2026. Differences are shown without an overall score or investment verdict.
UMC
United Microelectronics Corporation
$19.86TechnologyDelayed quote: Sep 3, 2026, 4:00 PM EDT
XYZ
Block, Inc.
$83.37TechnologyDelayed quote: Sep 3, 2026, 4:00 PM EDT
Total return — UMC vs XYZ
growth of $100 · dividends reinvested · last 10yUMC +1582.3% (+32.6%/yr)XYZ +584.3% (+21.2%/yr)UMC compounded faster over this window
UMC XYZ
UMC vs XYZ: by the numbers
- •XYZ is the larger company ($49.62B vs $49.54B market cap).
- •UMC trades at the lower trailing earnings multiple (18.91 vs 147.25 P/E), one valuation lens rather than an overall verdict.
- •UMC converts more revenue to profit (33.14% vs 1.43% net margin).
- •UMC pays a dividend (2.01% yield), while XYZ has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | UMC | XYZ |
|---|---|---|
| P/E ratio | 18.91 | 147.25 |
| P/S ratio | 6.28 | 2.00 |
| P/B ratio | 3.60 | 2.28 |
| EV / EBITDA | 13.37 | 16.69 |
| FCF yield | 3.75% | 9.60% |
Profitability
| Metric | UMC | XYZ |
|---|---|---|
| Gross margin | 30.60% | 46.36% |
| Operating margin | 19.71% | 10.15% |
| Net margin | 33.14% | 1.43% |
| ROE | 18.99% | 1.62% |
| ROIC | 8.07% | 4.78% |
Dividends
| Metric | UMC | XYZ |
|---|---|---|
| Dividend yield | 2.01% | N/A |
| Payout ratio | 75.33% | N/A |
Growth (annualized)
| Metric | UMC | XYZ |
|---|---|---|
| Revenue CAGR (5Y) | 9.39% | 9.47% |
| EPS CAGR (5Y) | 4.35% | 34.72% |
| FCF CAGR (5Y) | 6.34% | 59.89% |
| Total return CAGR (5Y) | 17.19% | -20.88% |
Frequently asked
- Which has the lower trailing P/E, UMC or XYZ?
- UMC has the lower trailing P/E: UMC trades at 18.91 and XYZ at 147.25. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, UMC or XYZ?
- Over the past five years, XYZ grew revenue faster — UMC at a 9.39% CAGR versus XYZ at 9.47%.
- Does UMC or XYZ pay a bigger dividend?
- UMC pays a dividend (2.01% yield), while XYZ has no payments in the available dividend history.
- Is UMC or XYZ more profitable?
- UMC runs the higher net margin — UMC at 33.14% versus XYZ at 1.43%.
- How have UMC and XYZ total returns compared?
- Over the past 10 years, UMC delivered 32.69% and XYZ delivered 21.21% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
United Microelectronics P/E ratioBlock P/E ratioUnited Microelectronics dividend yieldUnited Microelectronics ROEBlock ROEUnited Microelectronics operating marginBlock operating marginUnited Microelectronics revenue growthBlock revenue growthUnited Microelectronics free cash flowBlock free cash flow
United Microelectronics & Block appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 3, 2026.