United Microelectronics Corporation (UMC) vs Block, Inc. (XYZ)

A side-by-side comparison of United Microelectronics Corporation and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 3, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnUMC vs XYZ

growth of $100 · dividends reinvested · last 10y
UMC +1582.3% (+32.6%/yr)XYZ +584.3% (+21.2%/yr)UMC compounded faster over this window
05001k2k2kStart $10020182020202220242026$1,682$684
UMC XYZ

UMC vs XYZ: by the numbers

  • XYZ is the larger company ($49.62B vs $49.54B market cap).
  • UMC trades at the lower trailing earnings multiple (18.91 vs 147.25 P/E), one valuation lens rather than an overall verdict.
  • UMC converts more revenue to profit (33.14% vs 1.43% net margin).
  • UMC pays a dividend (2.01% yield), while XYZ has no payments in the available dividend history.

Metrics side by side

Valuation

MetricUMCXYZ
P/E ratio18.91147.25
P/S ratio6.282.00
P/B ratio3.602.28
EV / EBITDA13.3716.69
FCF yield3.75%9.60%

Profitability

MetricUMCXYZ
Gross margin30.60%46.36%
Operating margin19.71%10.15%
Net margin33.14%1.43%
ROE18.99%1.62%
ROIC8.07%4.78%

Dividends

MetricUMCXYZ
Dividend yield2.01%N/A
Payout ratio75.33%N/A

Growth (annualized)

MetricUMCXYZ
Revenue CAGR (5Y)9.39%9.47%
EPS CAGR (5Y)4.35%34.72%
FCF CAGR (5Y)6.34%59.89%
Total return CAGR (5Y)17.19%-20.88%

Frequently asked

Which has the lower trailing P/E, UMC or XYZ?
UMC has the lower trailing P/E: UMC trades at 18.91 and XYZ at 147.25. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, UMC or XYZ?
Over the past five years, XYZ grew revenue faster — UMC at a 9.39% CAGR versus XYZ at 9.47%.
Does UMC or XYZ pay a bigger dividend?
UMC pays a dividend (2.01% yield), while XYZ has no payments in the available dividend history.
Is UMC or XYZ more profitable?
UMC runs the higher net margin — UMC at 33.14% versus XYZ at 1.43%.
How have UMC and XYZ total returns compared?
Over the past 10 years, UMC delivered 32.69% and XYZ delivered 21.21% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 3, 2026.