State Street SPDR S&P 500 ETF (SPY) vs Upwork Inc. (UPWK)

Over the past 5 years, UPWK lagged SPY — -27.09% vs 13.07% annualized total return (price plus dividends).

A side-by-side comparison of State Street SPDR S&P 500 ETF and Upwork Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 24, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnSPY vs UPWK

growth of $100 · dividends reinvested · last 8y
SPY +195.5% (+14.5%/yr)UPWK -59.3% (-10.6%/yr)SPY compounded faster over this window
Log scale — wide-divergence pair
101001kStart $1002020202220242026$295$41
SPY UPWK

Metrics side by side

Did UPWK beat SPY?

Over the past 5 years, UPWK lagged SPY — -27.09% vs 13.07% annualized total return (price plus dividends).

Total return (annualized)

MetricSPYUPWK
Total return (1Y)21.83%-41.81%
Total return CAGR (3Y)21.84%-15.14%
Total return CAGR (5Y)13.07%-27.09%
Total return CAGR (10Y)15.19%N/A

SPY is an index fund, so valuation, profitability, and per-company growth metrics don't apply — the head-to-head here is total return (price plus reinvested dividends).

Frequently asked

Has UPWK beaten SPY?
Over the past 5 years, UPWK lagged SPY — -27.09% vs 13.07% annualized total return (price plus dividends).

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 24, 2026.