Which has grown faster, SOFI or ZS?

Over the past five years, SOFI grew revenue faster — SOFI at a 42.36% CAGR versus ZS at 39.45%.

Is SOFI or ZS more profitable?

SOFI runs the higher net margin — SOFI at 11.40% versus ZS at -2.44%.

How have SOFI and ZS total returns compared?

Over the past 5 years, SOFI delivered 4.22% and ZS delivered -5.15% annualized total return. Past performance doesn't predict future results.

SoFi Technologies, Inc. (SOFI) vs Zscaler, Inc. (ZS)

A side-by-side comparison of SoFi Technologies, Inc. and Zscaler, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

Different business models: SOFI is classified in Financial Services; ZS is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

SOFI

SoFi Technologies, Inc.

$23.46B

$18.29Financial ServicesDelayed quote: Aug 14, 2026, 4:00 PM EDT

Zscaler, Inc.

$29.69B

$183.60TechnologyDelayed quote: Aug 14, 2026, 4:00 PM EDT

Total return — SOFI vs ZS

growth of $100 · dividends reinvested · last 6y

SOFI +75.9% (+9.9%/yr)ZS +25.7% (+3.9%/yr)SOFI compounded faster over this window

SOFI ZS

SOFI vs ZS: by the numbers

•ZS is the larger company ($29.69B vs $23.46B market cap).
•SOFI is profitable (11.40% net margin) while ZS runs a net loss (-2.44%).
•SOFI grew revenue faster over the past five years (42.36% vs 39.45% CAGR).

Metrics side by side

Valuation

Metric	SOFI	ZS
P/E ratio	38.40	N/A
Forward P/E	30.91	45.71
P/S ratio	4.46	9.53
P/B ratio	2.25	12.78
EV / EBITDA	N/A	7252.40
FCF yield	N/A	3.17%

Profitability

Metric	SOFI	ZS
Gross margin	76.46%	76.67%
Operating margin	13.22%	-4.73%
Net margin	11.40%	-2.44%
ROE	5.74%	-3.27%
ROIC	3.79%	-3.18%

Growth (annualized)

Metric	SOFI	ZS
Revenue CAGR (5Y)	42.36%	39.45%
FCF CAGR (5Y)	N/A	49.89%
Total return CAGR (5Y)	4.22%	-5.15%

Frequently asked

Which has grown faster, SOFI or ZS?: Over the past five years, SOFI grew revenue faster — SOFI at a 42.36% CAGR versus ZS at 39.45%.
Is SOFI or ZS more profitable?: SOFI runs the higher net margin — SOFI at 11.40% versus ZS at -2.44%.
How have SOFI and ZS total returns compared?: Over the past 5 years, SOFI delivered 4.22% and ZS delivered -5.15% annualized total return. Past performance doesn't predict future results.

Go deeper

Full SOFI analysis Full ZS analysis Interactive comparison tool

Dig into the metrics

SoFi Technologies P/E ratio SoFi Technologies ROE Zscaler ROE SoFi Technologies operating margin Zscaler operating margin SoFi Technologies revenue growth Zscaler revenue growth Zscaler free cash flow

SoFi Technologies & Zscaler appear in these rankings

Fastest Revenue Growth Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.