Is SCHW or USB cheaper?

On trailing earnings, USB is cheaper: SCHW trades at a 18.08 P/E and USB at 12.38.

Which has grown faster, SCHW or USB?

Over the past five years, SCHW grew revenue faster — SCHW at a 14.85% CAGR versus USB at 12.25%.

Does SCHW or USB pay a bigger dividend?

SCHW yields 1.30% and USB yields 3.50% based on trailing dividends and the latest price.

Is SCHW or USB more profitable?

SCHW runs the higher net margin — SCHW at 33.26% versus USB at 18.02%.

Which has been the better investment, SCHW or USB?

Over the past 10-year, SCHW delivered the higher annualized total return — SCHW at 13.78% versus USB at 7.29%. Past performance doesn't predict future results.

The Charles Schwab Corporation (SCHW) vs U.S. Bancorp (USB)

SCHW leads on 9 of 14 compared metrics, though USB is the cheaper stock.

A side-by-side comparison of The Charles Schwab Corporation and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

SCHW

The Charles Schwab Corporation

$158.44B

$91.10Financial Services

USB

U.S. Bancorp

$91.49B

$58.94Financial Services

Total return — SCHW vs USB

growth of $100 · last 30y

SCHW +2382.3%USB +691.1%SCHW compounded faster

SCHW USB

SCHW vs USB: by the numbers

•SCHW is the larger company ($158.44B vs $91.49B market cap).
•USB trades at the lower earnings multiple (12.38 vs 18.08 P/E).
•SCHW converts more revenue to profit (33.26% vs 18.02% net margin).
•SCHW grew revenue faster over the past five years (14.85% vs 12.25% CAGR).
•USB pays the higher dividend yield (3.50% vs 1.30%).

Which is better, SCHW or USB?

Metric tally: SCHW 9 · USB 5

It depends on what you're optimizing for:

ValueUSB(lower P/E)

GrowthSCHW(faster 5Y revenue CAGR)

IncomeUSB(higher dividend yield)

QualitySCHW(higher ROIC)

Valuation

Metric	SCHW	USB
P/E ratio	18.08	12.38●
Forward P/E	12.44	11.56●
P/S ratio	5.63	2.11●
P/B ratio	3.24	1.39●
PEG ratio	0.36●	0.50

Profitability

Metric	SCHW	USB
Gross margin	87.57%●	62.81%
Operating margin	43.04%●	23.18%
Net margin	33.26%●	18.02%
ROE	19.14%●	11.87%
ROIC	9.50%●	4.46%

Dividends

Metric	SCHW	USB
Dividend yield	1.30%	3.50%●
Payout ratio	25.21%	44.59%

Growth (annualized)

Metric	SCHW	USB
Revenue CAGR (5Y)	14.85%●	12.25%
EPS CAGR (5Y)	17.05%●	8.59%
Total return CAGR (5Y)	5.66%●	4.33%

Frequently asked

Which is better, SCHW or USB?: It depends on your goal. value: USB (lower P/E); growth: SCHW (faster 5Y revenue CAGR); income: USB (higher dividend yield); quality: SCHW (higher ROIC). Across all compared metrics, SCHW leads 9 to 5.
Is SCHW or USB cheaper?: On trailing earnings, USB is cheaper: SCHW trades at a 18.08 P/E and USB at 12.38.
Which has grown faster, SCHW or USB?: Over the past five years, SCHW grew revenue faster — SCHW at a 14.85% CAGR versus USB at 12.25%.
Does SCHW or USB pay a bigger dividend?: SCHW yields 1.30% and USB yields 3.50% based on trailing dividends and the latest price.
Is SCHW or USB more profitable?: SCHW runs the higher net margin — SCHW at 33.26% versus USB at 18.02%.
Which has been the better investment, SCHW or USB?: Over the past 10-year, SCHW delivered the higher annualized total return — SCHW at 13.78% versus USB at 7.29%. Past performance doesn't predict future results.

Go deeper

Full SCHW analysis Full USB analysis Interactive comparison tool

Dig into the metrics

Charles Schwab P/E ratio U.S. Bancorp P/E ratio Charles Schwab dividend yield U.S. Bancorp dividend yield Charles Schwab ROE U.S. Bancorp ROE Charles Schwab operating margin U.S. Bancorp operating margin Charles Schwab revenue growth U.S. Bancorp revenue growth Charles Schwab free cash flow U.S. Bancorp free cash flow

Charles Schwab & U.S. Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.