Ralph Lauren Corporation (RL) vs SoFi Technologies, Inc. (SOFI)
RL leads on 9 of 12 compared metrics.
A side-by-side comparison of Ralph Lauren Corporation and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 15, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
RL
Ralph Lauren Corporation
$403.98Consumer Cyclical
SOFI
SoFi Technologies, Inc.
$16.58Financial Services
Total return — RL vs SOFI
growth of $100 · last 6yRL +371.1%SOFI +58.2%RL compounded faster
RL SOFI
RL vs SOFI: by the numbers
- •RL is the larger company ($24.64B vs $21.27B market cap).
- •RL trades at the lower earnings multiple (26.74 vs 37.47 P/E).
- •RL converts more revenue to profit (11.60% vs 11.22% net margin).
- •SOFI grew revenue faster over the past five years (43.20% vs 13.01% CAGR).
- •RL pays a dividend (0.90% yield) while SOFI does not currently pay one.
Which is better, RL or SOFI?
Metric tally: RL 9 · SOFI 3It depends on what you're optimizing for:
ValueRL(lower P/E)
GrowthSOFI(faster 5Y revenue CAGR)
QualityRL(higher ROIC)
Metrics side by side
Valuation
| Metric | RL | SOFI |
|---|---|---|
| P/E ratio | 26.74● | 37.47 |
| Forward P/E | 22.03● | 27.78 |
| P/S ratio | 3.10● | 4.44 |
| P/B ratio | 8.86 | 2.11● |
| PEG ratio | 0.71 | — |
| EV / EBITDA | 22.22 | — |
| FCF yield | 2.96% | — |
Profitability
| Metric | RL | SOFI |
|---|---|---|
| Gross margin | 69.87% | 76.02%● |
| Operating margin | 14.53%● | 12.56% |
| Net margin | 11.60%● | 11.22% |
| ROE | 33.13%● | 5.34% |
| ROIC | 19.62%● | 0.95% |
Dividends
| Metric | RL | SOFI |
|---|---|---|
| Dividend yield | 0.90% | — |
| Payout ratio | 23.67% | — |
Growth (annualized)
| Metric | RL | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 13.01% | 43.20%● |
| EPS CAGR (5Y) | 20.37%● | -15.53% |
| FCF CAGR (5Y) | 22.25% | — |
| Total return CAGR (5Y) | 29.56%● | -5.84% |
Frequently asked
- Which is better, RL or SOFI?
- It depends on your goal. value: RL (lower P/E); growth: SOFI (faster 5Y revenue CAGR); quality: RL (higher ROIC). Across all compared metrics, RL leads 9 to 3.
- Is RL or SOFI cheaper?
- On trailing earnings, RL is cheaper: RL trades at a 26.74 P/E and SOFI at 37.47.
- Which has grown faster, RL or SOFI?
- Over the past five years, SOFI grew revenue faster — RL at a 13.01% CAGR versus SOFI at 43.20%.
- Does RL or SOFI pay a bigger dividend?
- RL pays a dividend (0.90% yield) while SOFI does not currently pay one.
- Is RL or SOFI more profitable?
- RL runs the higher net margin — RL at 11.60% versus SOFI at 11.22%.
- Which has been the better investment, RL or SOFI?
- Over the past 5-year, RL delivered the higher annualized total return — RL at 17.77% versus SOFI at -5.84%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Ralph Lauren P/E ratioSoFi Technologies P/E ratioRalph Lauren dividend yieldSoFi Technologies dividend yieldRalph Lauren ROESoFi Technologies ROERalph Lauren operating marginSoFi Technologies operating marginRalph Lauren revenue growthSoFi Technologies revenue growthRalph Lauren free cash flowSoFi Technologies free cash flow
Ralph Lauren & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 15, 2026.