Which has the lower trailing P/E, RDDT or SOFI?

SOFI has the lower trailing P/E: RDDT trades at 33.28 and SOFI at 33.19. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, RDDT or SOFI?

Over the past five years, RDDT grew revenue faster — RDDT at a 57.28% CAGR versus SOFI at 42.36%.

Is RDDT or SOFI more profitable?

RDDT runs the higher net margin — RDDT at 31.35% versus SOFI at 11.40%.

Reddit, Inc. (RDDT) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Reddit, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Different business models: RDDT is classified in Communication Services; SOFI is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

RDDT

Reddit, Inc.

$27.55B

$143.11Communication ServicesDelayed quote: Sep 28, 2026, 4:00 PM EDT

SOFI

SoFi Technologies, Inc.

$20.43B

$15.93Financial ServicesDelayed quote: Sep 28, 2026, 4:00 PM EDT

Total return — RDDT vs SOFI

growth of $100 · dividends reinvested · last 2y

RDDT +212.8% (+76.9%/yr)SOFI +135.3% (+53.4%/yr)RDDT compounded faster over this window

RDDT SOFI

RDDT vs SOFI: by the numbers

•RDDT is the larger company ($27.55B vs $20.43B market cap).
•SOFI trades at the lower trailing earnings multiple (33.19 vs 33.28 P/E), one valuation lens rather than an overall verdict.
•RDDT converts more revenue to profit (31.35% vs 11.40% net margin).
•RDDT grew revenue faster over the past five years (57.28% vs 42.36% CAGR).

Metrics side by side

Valuation

Metric	RDDT	SOFI
P/E ratio	33.28	33.19
Forward P/E	26.71	26.99
P/S ratio	9.91	3.66
P/B ratio	8.38	1.84
EV / EBITDA	32.54	N/A
FCF yield	3.70%	N/A

Profitability

Metric	RDDT	SOFI
Gross margin	91.44%	76.46%
Operating margin	20.07%	13.22%
Net margin	31.35%	11.40%
ROE	26.51%	5.74%
ROIC	23.61%	N/A

Growth (annualized)

Metric	RDDT	SOFI
Revenue CAGR (5Y)	57.28%	42.36%
Total return CAGR (5Y)	N/A	2.52%

Frequently asked

Which has the lower trailing P/E, RDDT or SOFI?: SOFI has the lower trailing P/E: RDDT trades at 33.28 and SOFI at 33.19. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RDDT or SOFI?: Over the past five years, RDDT grew revenue faster — RDDT at a 57.28% CAGR versus SOFI at 42.36%.
Is RDDT or SOFI more profitable?: RDDT runs the higher net margin — RDDT at 31.35% versus SOFI at 11.40%.

Go deeper

Full RDDT analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Reddit P/E ratio SoFi Technologies P/E ratio Reddit ROE SoFi Technologies ROE Reddit operating margin SoFi Technologies operating margin Reddit revenue growth SoFi Technologies revenue growth Reddit free cash flow

Reddit & SoFi Technologies appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.