Reddit, Inc. (RDDT) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Reddit, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: RDDT is classified in Communication Services; SOFI is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnRDDT vs SOFI

growth of $100 · dividends reinvested · last 2y
RDDT +213.5% (+77.1%/yr)SOFI +150.4% (+58.2%/yr)RDDT compounded faster over this window
100200300400500Start $10020252026$313$250
RDDT SOFI

RDDT vs SOFI: by the numbers

  • RDDT is the larger company ($34.26B vs $23.46B market cap).
  • RDDT trades at the lower trailing earnings multiple (36.77 vs 38.40 P/E), one valuation lens rather than an overall verdict.
  • RDDT converts more revenue to profit (31.35% vs 11.40% net margin).
  • RDDT grew revenue faster over the past five years (57.28% vs 42.36% CAGR).

Metrics side by side

Valuation

MetricRDDTSOFI
P/E ratio36.7738.40
Forward P/E30.1030.91
P/S ratio11.504.46
P/B ratio9.722.25
EV / EBITDA38.03N/A
FCF yield3.19%N/A

Profitability

MetricRDDTSOFI
Gross margin91.44%76.46%
Operating margin20.07%13.22%
Net margin31.35%11.40%
ROE26.51%5.74%
ROIC14.86%3.79%

Growth (annualized)

MetricRDDTSOFI
Revenue CAGR (5Y)57.28%42.36%
Total return CAGR (5Y)N/A4.22%

Frequently asked

Which has the lower trailing P/E, RDDT or SOFI?
RDDT has the lower trailing P/E: RDDT trades at 36.77 and SOFI at 38.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, RDDT or SOFI?
Over the past five years, RDDT grew revenue faster — RDDT at a 57.28% CAGR versus SOFI at 42.36%.
Is RDDT or SOFI more profitable?
RDDT runs the higher net margin — RDDT at 31.35% versus SOFI at 11.40%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.