Royal Caribbean Cruises Ltd. (RCL) vs Tempus AI, Inc. (TEM)

A side-by-side comparison of Royal Caribbean Cruises Ltd. and Tempus AI, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: RCL is classified in Consumer Cyclical; TEM is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnRCL vs TEM

growth of $100 · dividends reinvested · last 2y
RCL +71.9% (+31.1%/yr)TEM +52.2% (+23.4%/yr)RCL compounded faster over this window
50100150200250Start $10020252026$172$152
RCL TEM

RCL vs TEM: by the numbers

  • RCL is the larger company ($69.77B vs $10.34B market cap).
  • RCL is profitable (23.56% net margin) while TEM runs a net loss (-17.77%).
  • RCL grew revenue faster over the past five years (188.60% vs 38.24% CAGR).
  • RCL pays a dividend (1.92% yield), while TEM has no payments in the available dividend history.

Metrics side by side

Valuation

MetricRCLTEM
P/E ratio16.08N/A
Forward P/E14.65N/A
P/S ratio3.737.22
P/B ratio6.8223.24
EV / EBITDA13.56N/A

Profitability

MetricRCLTEM
Gross margin46.64%63.98%
Operating margin27.32%-19.76%
Net margin23.56%-17.77%
ROE43.01%-57.18%
ROIC14.59%-14.34%

Dividends

MetricRCLTEM
Dividend yield1.92%N/A
Payout ratio30.90%N/A

Growth (annualized)

MetricRCLTEM
Revenue CAGR (5Y)188.60%38.24%
EPS CAGR (5Y)9.81%N/A
FCF CAGR (5Y)11.57%N/A
Total return CAGR (5Y)26.76%N/A

Frequently asked

Which has grown faster, RCL or TEM?
Over the past five years, RCL grew revenue faster — RCL at a 188.60% CAGR versus TEM at 38.24%.
Does RCL or TEM pay a bigger dividend?
RCL pays a dividend (1.92% yield), while TEM has no payments in the available dividend history.
Is RCL or TEM more profitable?
RCL runs the higher net margin — RCL at 23.56% versus TEM at -17.77%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.