PayPal Holdings, Inc. (PYPL) vs Vanguard Total Stock Market ETF (VTI)

Over the past 10 years, PYPL lagged VTI — 4.66% vs 14.44% annualized total return (price plus dividends).

A side-by-side comparison of PayPal Holdings, Inc. and Vanguard Total Stock Market ETF across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPYPL vs VTI

growth of $100 · dividends reinvested · last 11y
PYPL +59.9%VTI +305.5%VTI compounded faster
200400600800Start $10020172019202120232025$160$406
PYPL VTI

Metrics side by side

Did PYPL beat VTI?

Over the past 10 years, PYPL lagged VTI — 4.66% vs 14.44% annualized total return (price plus dividends).

Total return (annualized)

MetricPYPLVTI
Total return (1Y)-24.95%17.56%
Total return CAGR (3Y)-7.41%18.52%
Total return CAGR (5Y)-27.93%11.48%
Total return CAGR (10Y)4.66%14.44%

VTI is an index fund, so valuation, profitability, and per-company growth metrics don't apply — the head-to-head here is total return (price plus reinvested dividends).

Frequently asked

Has PYPL beaten VTI?
Over the past 10 years, PYPL lagged VTI — 4.66% vs 14.44% annualized total return (price plus dividends).

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.