PayPal Holdings, Inc. (PYPL) vs Vanguard Total Stock Market ETF (VTI)

Over the past 10 years, PYPL lagged VTI — 1.31% vs 14.90% annualized total return (price plus dividends).

A side-by-side comparison of PayPal Holdings, Inc. and Vanguard Total Stock Market ETF across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — PYPL vs VTI

growth of $100 · last 11y
PYPL +13.1%VTI +241.4%VTI compounded faster
200400600800Start $10020172019202120232025$113$341
PYPL VTI

Did PYPL beat VTI?

Over the past 10 years, PYPL lagged VTI — 1.31% vs 14.90% annualized total return (price plus dividends).

Total return (annualized)

MetricPYPLVTI
Total return (1Y)-44.03%24.80%
Total return CAGR (3Y)-13.05%20.90%
Total return CAGR (5Y)-31.17%12.20%
Total return CAGR (10Y)1.31%14.90%

VTI is an index fund, so valuation, profitability, and per-company growth metrics don't apply — the head-to-head here is total return (price plus reinvested dividends).

Frequently asked

Has PYPL beaten VTI?
Over the past 10 years, PYPL lagged VTI — 1.31% vs 14.90% annualized total return (price plus dividends).

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.