PayPal Holdings, Inc. (PYPL) vs Terreno Realty Corporation (TRNO)

TRNO leads on 10 of 17 compared metrics, though PYPL is the cheaper stock.

A side-by-side comparison of PayPal Holdings, Inc. and Terreno Realty Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — PYPL vs TRNO

growth of $100 · last 11y
PYPL +13.1%TRNO +234.8%TRNO compounded faster
200400600800Start $10020172019202120232025$113$335
PYPL TRNO

PYPL vs TRNO: by the numbers

  • PYPL is the larger company ($36.63B vs $7.15B market cap).
  • PYPL trades at the lower earnings multiple (7.79 vs 16.49 P/E).
  • TRNO converts more revenue to profit (86.52% vs 15.00% net margin).
  • TRNO grew revenue faster over the past five years (20.57% vs 8.09% CAGR).
  • TRNO pays the higher dividend yield (3.05% vs 1.01%).

Which is better, PYPL or TRNO?

Metric tally: PYPL 7 · TRNO 10

It depends on what you're optimizing for:

ValuePYPL(lower P/E)
GrowthTRNO(faster 5Y revenue CAGR)
IncomeTRNO(higher dividend yield)
QualityPYPL(higher ROIC)

Valuation

MetricPYPLTRNO
P/E ratio7.7916.49
Forward P/E7.2140.04
P/S ratio1.1314.43
P/B ratio1.911.65
PEG ratio0.300.14
EV / EBITDA5.6213.82
FCF yield14.43%2.87%

Profitability

MetricPYPLTRNO
Gross margin46.12%63.89%
Operating margin17.85%40.81%
Net margin15.00%86.52%
ROE25.26%9.88%
ROIC14.95%3.66%

Dividends

MetricPYPLTRNO
Dividend yield1.01%3.05%
Payout ratio7.69%52.16%

Growth (annualized)

MetricPYPLTRNO
Revenue CAGR (5Y)8.09%20.57%
EPS CAGR (5Y)8.81%35.52%
FCF CAGR (5Y)0.75%22.41%
Total return CAGR (5Y)-31.17%3.07%

Frequently asked

Which is better, PYPL or TRNO?
It depends on your goal. value: PYPL (lower P/E); growth: TRNO (faster 5Y revenue CAGR); income: TRNO (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, TRNO leads 10 to 7.
Is PYPL or TRNO cheaper?
On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and TRNO at 16.49.
Which has grown faster, PYPL or TRNO?
Over the past five years, TRNO grew revenue faster — PYPL at a 8.09% CAGR versus TRNO at 20.57%.
Does PYPL or TRNO pay a bigger dividend?
PYPL yields 1.01% and TRNO yields 3.05% based on trailing dividends and the latest price.
Is PYPL or TRNO more profitable?
TRNO runs the higher net margin — PYPL at 15.00% versus TRNO at 86.52%.
Which has been the better investment, PYPL or TRNO?
Over the past 10-year, TRNO delivered the higher annualized total return — PYPL at 1.31% versus TRNO at 13.47%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.