Is PYPL or T cheaper?

On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and T at 7.94.

Which has grown faster, PYPL or T?

Over the past five years, PYPL grew revenue faster — PYPL at a 8.09% CAGR versus T at -6.06%.

Does PYPL or T pay a bigger dividend?

PYPL yields 1.01% and T yields 4.71% based on trailing dividends and the latest price.

Is PYPL or T more profitable?

T runs the higher net margin — PYPL at 15.00% versus T at 16.89%.

Which has been the better investment, PYPL or T?

Over the past 10-year, T delivered the higher annualized total return — PYPL at 1.31% versus T at 4.53%. Past performance doesn't predict future results.

PayPal Holdings, Inc. (PYPL) vs AT&T Inc. (T)

PYPL leads on 9 of 16 compared metrics.

A side-by-side comparison of PayPal Holdings, Inc. and AT&T Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

PYPL

PayPal Holdings, Inc.

$36.63B

$41.53Financial Services

AT&T Inc.

$163.84B

$23.58Communication Services

Total return — PYPL vs T

growth of $100 · last 11y

PYPL +13.1%T -12.3%PYPL compounded faster

PYPL T

PYPL vs T: by the numbers

•T is the larger company ($163.84B vs $36.63B market cap).
•PYPL trades at the lower earnings multiple (7.79 vs 7.94 P/E).
•T converts more revenue to profit (16.89% vs 15.00% net margin).
•PYPL grew revenue faster over the past five years (8.09% vs -6.06% CAGR).
•T pays the higher dividend yield (4.71% vs 1.01%).

Which is better, PYPL or T?

Metric tally: PYPL 9 · T 7

It depends on what you're optimizing for:

GrowthPYPL(faster 5Y revenue CAGR)

IncomeT(higher dividend yield)

QualityPYPL(higher ROIC)

Valuation

Metric	PYPL	T
P/E ratio	7.79	7.94
Forward P/E	7.21●	9.28
P/S ratio	1.13●	1.31
P/B ratio	1.91	1.51●
PEG ratio	0.30	0.08●
EV / EBITDA	5.62●	5.88
FCF yield	14.43%●	10.47%

Profitability

Metric	PYPL	T
Gross margin	46.12%	79.66%●
Operating margin	17.85%	19.35%●
Net margin	15.00%	16.89%●
ROE	25.26%●	19.48%
ROIC	14.95%●	5.57%

Dividends

Metric	PYPL	T
Dividend yield	1.01%	4.71%●
Payout ratio	7.69%	36.51%

Growth (annualized)

Metric	PYPL	T
Revenue CAGR (5Y)	8.09%●	-6.06%
EPS CAGR (5Y)	8.81%●	8.15%
FCF CAGR (5Y)	0.75%●	-10.02%
Total return CAGR (5Y)	-31.17%	7.79%●

Frequently asked

Which is better, PYPL or T?: It depends on your goal. growth: PYPL (faster 5Y revenue CAGR); income: T (higher dividend yield); quality: PYPL (higher ROIC). Across all compared metrics, PYPL leads 9 to 7.
Is PYPL or T cheaper?: On trailing earnings, PYPL is cheaper: PYPL trades at a 7.79 P/E and T at 7.94.
Which has grown faster, PYPL or T?: Over the past five years, PYPL grew revenue faster — PYPL at a 8.09% CAGR versus T at -6.06%.
Does PYPL or T pay a bigger dividend?: PYPL yields 1.01% and T yields 4.71% based on trailing dividends and the latest price.
Is PYPL or T more profitable?: T runs the higher net margin — PYPL at 15.00% versus T at 16.89%.
Which has been the better investment, PYPL or T?: Over the past 10-year, T delivered the higher annualized total return — PYPL at 1.31% versus T at 4.53%. Past performance doesn't predict future results.

Go deeper

Full PYPL analysis Full T analysis Interactive comparison tool

Dig into the metrics

PayPal P/E ratio AT&T P/E ratio PayPal dividend yield AT&T dividend yield PayPal ROE AT&T ROE PayPal operating margin AT&T operating margin PayPal revenue growth AT&T revenue growth PayPal free cash flow AT&T free cash flow

PayPal & AT&T appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.