Which has the lower trailing P/E, PLTR or SOFI?

SOFI has the lower trailing P/E: PLTR trades at 151.70 and SOFI at 38.40. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PLTR or SOFI?

Over the past five years, SOFI grew revenue faster — PLTR at a 35.90% CAGR versus SOFI at 42.36%.

Is PLTR or SOFI more profitable?

PLTR runs the higher net margin — PLTR at 49.00% versus SOFI at 11.40%.

How have PLTR and SOFI total returns compared?

Over the past 5 years, PLTR delivered 48.37% and SOFI delivered 4.22% annualized total return. Past performance doesn't predict future results.

Palantir Technologies Inc. (PLTR) vs SoFi Technologies, Inc. (SOFI)

A side-by-side comparison of Palantir Technologies Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.

Different business models: PLTR is classified in Technology; SOFI is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

PLTR

Palantir Technologies Inc.

$399.61B

$174.04TechnologyDelayed quote: Aug 14, 2026, 4:00 PM EDT

SOFI

SoFi Technologies, Inc.

$23.46B

$18.29Financial ServicesDelayed quote: Aug 14, 2026, 4:00 PM EDT

Total return — PLTR vs SOFI

growth of $100 · dividends reinvested · last 6y

PLTR +560.3% (+37.0%/yr)SOFI +75.9% (+9.9%/yr)PLTR compounded faster over this window

PLTR SOFI

PLTR vs SOFI: by the numbers

•PLTR is the larger company ($399.61B vs $23.46B market cap).
•SOFI trades at the lower trailing earnings multiple (38.40 vs 151.70 P/E), one valuation lens rather than an overall verdict.
•PLTR converts more revenue to profit (49.00% vs 11.40% net margin).
•SOFI grew revenue faster over the past five years (42.36% vs 35.90% CAGR).

Metrics side by side

Valuation

Metric	PLTR	SOFI
P/E ratio	151.70	38.40
Forward P/E	112.65	30.91
P/S ratio	74.73	4.46
P/B ratio	47.07	2.25
EV / EBITDA	172.09	N/A
FCF yield	0.73%	N/A

Profitability

Metric	PLTR	SOFI
Gross margin	84.80%	76.46%
Operating margin	31.59%	13.22%
Net margin	49.00%	11.40%
ROE	30.86%	5.74%
ROIC	17.95%	3.79%

Growth (annualized)

Metric	PLTR	SOFI
Revenue CAGR (5Y)	35.90%	42.36%
FCF CAGR (5Y)	122.48%	N/A
Total return CAGR (5Y)	48.37%	4.22%

Frequently asked

Which has the lower trailing P/E, PLTR or SOFI?: SOFI has the lower trailing P/E: PLTR trades at 151.70 and SOFI at 38.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PLTR or SOFI?: Over the past five years, SOFI grew revenue faster — PLTR at a 35.90% CAGR versus SOFI at 42.36%.
Is PLTR or SOFI more profitable?: PLTR runs the higher net margin — PLTR at 49.00% versus SOFI at 11.40%.
How have PLTR and SOFI total returns compared?: Over the past 5 years, PLTR delivered 48.37% and SOFI delivered 4.22% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PLTR analysis Full SOFI analysis Interactive comparison tool

Dig into the metrics

Palantir Technologies P/E ratio SoFi Technologies P/E ratio Palantir Technologies ROE SoFi Technologies ROE Palantir Technologies operating margin SoFi Technologies operating margin Palantir Technologies revenue growth SoFi Technologies revenue growth Palantir Technologies free cash flow

Palantir Technologies & SoFi Technologies appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.