The Progressive Corporation (PGR) vs The Charles Schwab Corporation (SCHW)

PGR leads on 9 of 15 compared metrics.

A side-by-side comparison of The Progressive Corporation and The Charles Schwab Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — PGR vs SCHW

growth of $100 · last 30y
PGR +5107.9%SCHW +2362.2%PGR compounded faster
02k4k6kStart $100200120062011201620212026$5,208$2,462
PGR SCHW

PGR vs SCHW: by the numbers

  • SCHW is the larger company ($158.44B vs $118.68B market cap).
  • PGR trades at the lower earnings multiple (10.33 vs 18.08 P/E).
  • SCHW converts more revenue to profit (33.26% vs 12.93% net margin).
  • SCHW pays the higher dividend yield (1.30% vs 0.15%).

Which is better, PGR or SCHW?

Metric tally: PGR 9 · SCHW 6

It depends on what you're optimizing for:

ValuePGR(lower P/E)
IncomeSCHW(higher dividend yield)
QualityPGR(higher ROIC)

Valuation

MetricPGRSCHW
P/E ratio10.3318.08
Forward P/E12.3712.44
P/S ratio1.335.63
P/B ratio3.723.24
PEG ratio0.350.36
EV / EBITDA8.4510.90
FCF yield13.77%6.09%

Profitability

MetricPGRSCHW
Gross margin28.44%87.57%
Operating margin16.27%43.04%
Net margin12.93%33.26%
ROE36.08%19.14%
ROIC20.74%9.50%

Dividends

MetricPGRSCHW
Dividend yield0.15%1.30%
Payout ratio1.56%25.21%

Growth (annualized)

MetricPGRSCHW
Revenue CAGR (5Y)14.85%14.85%
EPS CAGR (5Y)14.72%17.05%
FCF CAGR (5Y)16.41%8.89%
Total return CAGR (5Y)17.02%5.66%

Frequently asked

Which is better, PGR or SCHW?
It depends on your goal. value: PGR (lower P/E); income: SCHW (higher dividend yield); quality: PGR (higher ROIC). Across all compared metrics, PGR leads 9 to 6.
Is PGR or SCHW cheaper?
On trailing earnings, PGR is cheaper: PGR trades at a 10.33 P/E and SCHW at 18.08.
Which has grown faster, PGR or SCHW?
Over the past five years, SCHW grew revenue faster — PGR at a 14.85% CAGR versus SCHW at 14.85%.
Does PGR or SCHW pay a bigger dividend?
PGR yields 0.15% and SCHW yields 1.30% based on trailing dividends and the latest price.
Is PGR or SCHW more profitable?
SCHW runs the higher net margin — PGR at 12.93% versus SCHW at 33.26%.
Which has been the better investment, PGR or SCHW?
Over the past 10-year, PGR delivered the higher annualized total return — PGR at 21.21% versus SCHW at 13.78%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.