The Progressive Corporation (PGR) vs The PNC Financial Services Group, Inc. (PNC)
A side-by-side comparison of The Progressive Corporation and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 30, 2026. Differences are shown without an overall score or investment verdict.
PGR
The Progressive Corporation
$211.94Financial ServicesDelayed quote: Jul 30, 2026, 10:59 AM EDT
PNC
The PNC Financial Services Group, Inc.
$247.47Financial ServicesDelayed quote: Jul 30, 2026, 11:00 AM EDT
Total return — PGR vs PNC
growth of $100 · dividends reinvested · last 30yPGR +7888.0%PNC +2076.7%PGR compounded faster
PGR PNC
PGR vs PNC: by the numbers
- •PGR is the larger company ($123.22B vs $98.74B market cap).
- •PGR trades at the lower trailing earnings multiple (11.03 vs 13.68 P/E), one valuation lens rather than an overall verdict.
- •PNC converts more revenue to profit (24.97% vs 12.85% net margin).
- •PGR grew revenue faster over the past five years (14.79% vs 11.31% CAGR).
- •PNC pays the higher dividend yield (2.74% vs 0.14%).
Metrics side by side
Valuation
| Metric | PGR | PNC |
|---|---|---|
| P/E ratio | 11.03 | 13.68 |
| Forward P/E | 12.56 | 13.09 |
| P/S ratio | 1.41 | 3.29 |
| P/B ratio | 3.80 | 1.57 |
| PEG ratio | 0.35 | 0.60 |
Profitability
| Metric | PGR | PNC |
|---|---|---|
| Gross margin | 26.91% | 79.59% |
| Operating margin | 16.23% | 30.73% |
| Net margin | 12.85% | 24.97% |
| ROE | 34.57% | 11.92% |
| ROIC | 20.74% | 5.27% |
Dividends
| Metric | PGR | PNC |
|---|---|---|
| Dividend yield | 0.14% | 2.74% |
| Payout ratio | 1.56% | 40.91% |
Growth (annualized)
| Metric | PGR | PNC |
|---|---|---|
| Revenue CAGR (5Y) | 14.79% | 11.31% |
| EPS CAGR (5Y) | 14.72% | 21.18% |
| Total return CAGR (5Y) | 18.34% | 10.03% |
Frequently asked
- Which has the lower trailing P/E, PGR or PNC?
- PGR has the lower trailing P/E: PGR trades at 11.03 and PNC at 13.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PGR or PNC?
- Over the past five years, PGR grew revenue faster — PGR at a 14.79% CAGR versus PNC at 11.31%.
- Does PGR or PNC pay a bigger dividend?
- PGR yields 0.14% and PNC yields 2.74% based on trailing dividends and the latest price.
- Is PGR or PNC more profitable?
- PNC runs the higher net margin — PGR at 12.85% versus PNC at 24.97%.
- How have PGR and PNC total returns compared?
- Over the past 10 years, PGR delivered 22.24% and PNC delivered 15.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Progressive P/E ratioPNC Financial Services P/E ratioProgressive dividend yieldPNC Financial Services dividend yieldProgressive ROEPNC Financial Services ROEProgressive operating marginPNC Financial Services operating marginProgressive revenue growthPNC Financial Services revenue growthProgressive free cash flowPNC Financial Services free cash flow
Progressive & PNC Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 30, 2026.