The Progressive Corporation (PGR) vs The PNC Financial Services Group, Inc. (PNC)

PGR leads on 8 of 14 compared metrics.

A side-by-side comparison of The Progressive Corporation and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — PGR vs PNC

growth of $100 · last 30y
PGR +5217.0%PNC +685.7%PGR compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$5,317$786
PGR PNC

PGR vs PNC: by the numbers

  • PGR is the larger company ($118.68B vs $95.44B market cap).
  • PGR trades at the lower earnings multiple (10.33 vs 13.81 P/E).
  • PNC converts more revenue to profit (22.51% vs 12.93% net margin).
  • PGR grew revenue faster over the past five years (14.85% vs 12.91% CAGR).
  • PNC pays the higher dividend yield (2.86% vs 0.15%).

Which is better, PGR or PNC?

Metric tally: PGR 8 · PNC 6

It depends on what you're optimizing for:

ValuePGR(lower P/E)
GrowthPGR(faster 5Y revenue CAGR)
IncomePNC(higher dividend yield)
QualityPGR(higher ROIC)

Valuation

MetricPGRPNC
P/E ratio10.3313.81
Forward P/E12.3712.88
P/S ratio1.333.05
P/B ratio3.721.54
PEG ratio0.350.57

Profitability

MetricPGRPNC
Gross margin28.44%71.88%
Operating margin16.27%27.54%
Net margin12.93%22.51%
ROE36.08%11.34%
ROIC20.74%5.27%

Dividends

MetricPGRPNC
Dividend yield0.15%2.86%
Payout ratio1.56%40.91%

Growth (annualized)

MetricPGRPNC
Revenue CAGR (5Y)14.85%12.91%
EPS CAGR (5Y)14.72%21.18%
Total return CAGR (5Y)17.02%8.55%

Frequently asked

Which is better, PGR or PNC?
It depends on your goal. value: PGR (lower P/E); growth: PGR (faster 5Y revenue CAGR); income: PNC (higher dividend yield); quality: PGR (higher ROIC). Across all compared metrics, PGR leads 8 to 6.
Is PGR or PNC cheaper?
On trailing earnings, PGR is cheaper: PGR trades at a 10.33 P/E and PNC at 13.81.
Which has grown faster, PGR or PNC?
Over the past five years, PGR grew revenue faster — PGR at a 14.85% CAGR versus PNC at 12.91%.
Does PGR or PNC pay a bigger dividend?
PGR yields 0.15% and PNC yields 2.86% based on trailing dividends and the latest price.
Is PGR or PNC more profitable?
PNC runs the higher net margin — PGR at 12.93% versus PNC at 22.51%.
Which has been the better investment, PGR or PNC?
Over the past 10-year, PGR delivered the higher annualized total return — PGR at 21.21% versus PNC at 14.24%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.