Which has the lower trailing P/E, PBFS or PLBC?

PLBC has the lower trailing P/E: PBFS trades at 25.41 and PLBC at 12.15. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, PBFS or PLBC?

Over the past five years, PLBC grew revenue faster — PBFS at a 17.71% CAGR versus PLBC at 21.36%.

Does PBFS or PLBC pay a bigger dividend?

PLBC pays a dividend (2.08% yield), while PBFS has no payments in the available dividend history.

Is PBFS or PLBC more profitable?

PLBC runs the higher net margin — PBFS at 12.49% versus PLBC at 27.41%.

How have PBFS and PLBC total returns compared?

Over the past 5 years, PBFS delivered 6.35% and PLBC delivered 16.40% annualized total return. Past performance doesn't predict future results.

Pioneer Bancorp, Inc. (PBFS) vs Plumas Bancorp (PLBC)

A side-by-side comparison of Pioneer Bancorp, Inc. and Plumas Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

PBFS

Pioneer Bancorp, Inc.

$440M

$17.54Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PLBC

Plumas Bancorp

$430M

$61.70Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — PBFS vs PLBC

growth of $100 · dividends reinvested · last 7y

PBFS +17.8% (+2.4%/yr)PLBC +196.5% (+16.8%/yr)PLBC compounded faster over this window

PBFS PLBC

PBFS vs PLBC: by the numbers

•PBFS is the larger company ($440M vs $430M market cap).
•PLBC trades at the lower trailing earnings multiple (12.15 vs 25.41 P/E), one valuation lens rather than an overall verdict.
•PLBC converts more revenue to profit (27.41% vs 12.49% net margin).
•PLBC grew revenue faster over the past five years (21.36% vs 17.71% CAGR).
•PLBC pays a dividend (2.08% yield), while PBFS has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	PBFS	PLBC
P/E ratio	25.41	12.15
Forward P/E	N/A	10.69
PEG ratio	0.31	1.17
P/S ratio	3.26	3.29
P/B ratio	N/A	1.58

Profitability

Metric	PBFS	PLBC
Operating margin	15.89%	39.03%
Net margin	12.49%	27.41%
ROE	5.13%	13.17%

Pioneer Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Plumas Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	PBFS	PLBC
Dividend yield	N/A	2.08%
Payout ratio	N/A	25.39%

Growth (annualized)

Metric	PBFS	PLBC
Revenue CAGR (5Y)	17.71%	21.36%
EPS CAGR (5Y)	80.78%	10.44%
Total return CAGR (5Y)	6.35%	16.40%

Frequently asked

Which has the lower trailing P/E, PBFS or PLBC?: PLBC has the lower trailing P/E: PBFS trades at 25.41 and PLBC at 12.15. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PBFS or PLBC?: Over the past five years, PLBC grew revenue faster — PBFS at a 17.71% CAGR versus PLBC at 21.36%.
Does PBFS or PLBC pay a bigger dividend?: PLBC pays a dividend (2.08% yield), while PBFS has no payments in the available dividend history.
Is PBFS or PLBC more profitable?: PLBC runs the higher net margin — PBFS at 12.49% versus PLBC at 27.41%.
How have PBFS and PLBC total returns compared?: Over the past 5 years, PBFS delivered 6.35% and PLBC delivered 16.40% annualized total return. Past performance doesn't predict future results.

Go deeper

Full PBFS analysis Full PLBC analysis Interactive comparison tool

Dig into the metrics

Pioneer Bancorp P/E ratio Plumas Bancorp P/E ratio Plumas Bancorp dividend yield Pioneer Bancorp ROE Plumas Bancorp ROE Pioneer Bancorp operating margin Plumas Bancorp operating margin Pioneer Bancorp revenue growth Plumas Bancorp revenue growth

Pioneer Bancorp & Plumas Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.