Paychex, Inc. (PAYX) vs Block, Inc. (XYZ)

A side-by-side comparison of Paychex, Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 26, 2026. . Differences are shown without an overall score or investment verdict.

Compare

Total returnPAYX vs XYZ

growth of $100 · dividends reinvested · last 11y
PAYX +194.6%XYZ +490.3%XYZ compounded faster
05001k2k2kStart $10020172019202120232025$295$590
PAYX XYZ

PAYX vs XYZ: by the numbers

  • XYZ is the larger company ($45.92B vs $40.39B market cap).
  • PAYX trades at the lower earnings multiple (23.27 vs 60.27 P/E).
  • PAYX converts more revenue to profit (27.03% vs 3.30% net margin).
  • XYZ grew revenue faster over the past five years (13.19% vs 9.93% CAGR).
  • PAYX pays a dividend (3.90% yield), while XYZ has no payments in the available dividend history.

Metrics side by side

Valuation

MetricPAYXXYZ
P/E ratio23.2760.27
Forward P/E20.6719.78
P/S ratio6.251.88
P/B ratio10.892.12
PEG ratio3.211.74
EV / EBITDA14.9512.74
FCF yield5.71%7.07%

Profitability

MetricPAYXXYZ
Gross margin74.29%44.85%
Operating margin38.55%11.74%
Net margin27.03%3.30%
ROE47.12%3.72%
ROIC20.49%7.52%

Dividends

MetricPAYXXYZ
Dividend yield3.90%N/A
Payout ratio90.41%N/A

Growth (annualized)

MetricPAYXXYZ
Revenue CAGR (5Y)9.93%13.19%
EPS CAGR (5Y)9.95%34.72%
FCF CAGR (5Y)15.18%64.00%
Total return CAGR (5Y)3.29%-21.80%

Frequently asked

Is PAYX or XYZ cheaper?
On trailing earnings, PAYX is cheaper: PAYX trades at a 23.27 P/E and XYZ at 60.27.
Which has grown faster, PAYX or XYZ?
Over the past five years, XYZ grew revenue faster — PAYX at a 9.93% CAGR versus XYZ at 13.19%.
Does PAYX or XYZ pay a bigger dividend?
PAYX pays a dividend (3.90% yield), while XYZ has no payments in the available dividend history.
Is PAYX or XYZ more profitable?
PAYX runs the higher net margin — PAYX at 27.03% versus XYZ at 3.30%.
How have PAYX and XYZ total returns compared?
Over the past 10-year, PAYX delivered 9.78% and XYZ delivered 22.99% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 26, 2026.