Paychex, Inc. (PAYX) vs Block, Inc. (XYZ)
A side-by-side comparison of Paychex, Inc. and Block, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 26, 2026. . Differences are shown without an overall score or investment verdict.
PAYX
Paychex, Inc.
$113.55TechnologyAt close: Jul 24, 2026, 4:00 PM ET
XYZ
Block, Inc.
$77.15TechnologyAt close: Jul 24, 2026, 4:00 PM ET
Total return — PAYX vs XYZ
growth of $100 · dividends reinvested · last 11yPAYX +194.6%XYZ +490.3%XYZ compounded faster
PAYX XYZ
PAYX vs XYZ: by the numbers
- •XYZ is the larger company ($45.92B vs $40.39B market cap).
- •PAYX trades at the lower earnings multiple (23.27 vs 60.27 P/E).
- •PAYX converts more revenue to profit (27.03% vs 3.30% net margin).
- •XYZ grew revenue faster over the past five years (13.19% vs 9.93% CAGR).
- •PAYX pays a dividend (3.90% yield), while XYZ has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PAYX | XYZ |
|---|---|---|
| P/E ratio | 23.27 | 60.27 |
| Forward P/E | 20.67 | 19.78 |
| P/S ratio | 6.25 | 1.88 |
| P/B ratio | 10.89 | 2.12 |
| PEG ratio | 3.21 | 1.74 |
| EV / EBITDA | 14.95 | 12.74 |
| FCF yield | 5.71% | 7.07% |
Profitability
| Metric | PAYX | XYZ |
|---|---|---|
| Gross margin | 74.29% | 44.85% |
| Operating margin | 38.55% | 11.74% |
| Net margin | 27.03% | 3.30% |
| ROE | 47.12% | 3.72% |
| ROIC | 20.49% | 7.52% |
Dividends
| Metric | PAYX | XYZ |
|---|---|---|
| Dividend yield | 3.90% | N/A |
| Payout ratio | 90.41% | N/A |
Growth (annualized)
| Metric | PAYX | XYZ |
|---|---|---|
| Revenue CAGR (5Y) | 9.93% | 13.19% |
| EPS CAGR (5Y) | 9.95% | 34.72% |
| FCF CAGR (5Y) | 15.18% | 64.00% |
| Total return CAGR (5Y) | 3.29% | -21.80% |
Frequently asked
- Is PAYX or XYZ cheaper?
- On trailing earnings, PAYX is cheaper: PAYX trades at a 23.27 P/E and XYZ at 60.27.
- Which has grown faster, PAYX or XYZ?
- Over the past five years, XYZ grew revenue faster — PAYX at a 9.93% CAGR versus XYZ at 13.19%.
- Does PAYX or XYZ pay a bigger dividend?
- PAYX pays a dividend (3.90% yield), while XYZ has no payments in the available dividend history.
- Is PAYX or XYZ more profitable?
- PAYX runs the higher net margin — PAYX at 27.03% versus XYZ at 3.30%.
- How have PAYX and XYZ total returns compared?
- Over the past 10-year, PAYX delivered 9.78% and XYZ delivered 22.99% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Paychex P/E ratioBlock P/E ratioPaychex dividend yieldBlock dividend yieldPaychex ROEBlock ROEPaychex operating marginBlock operating marginPaychex revenue growthBlock revenue growthPaychex free cash flowBlock free cash flow
Paychex & Block appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 26, 2026.