Paychex, Inc. (PAYX) vs United Microelectronics Corporation (UMC)

A side-by-side comparison of Paychex, Inc. and United Microelectronics Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnPAYX vs UMC

growth of $100 · dividends reinvested · last 26y
PAYX +487.6%UMC +345.2%PAYX compounded faster
0200400600800Start $10020052010201520202025$588$445
PAYX UMC

PAYX vs UMC: by the numbers

  • UMC is the larger company ($43.30B vs $42.28B market cap).
  • PAYX trades at the lower trailing earnings multiple (23.66 vs 35.40 P/E), one valuation lens rather than an overall verdict.
  • PAYX converts more revenue to profit (27.03% vs 20.72% net margin).
  • UMC grew revenue faster over the past five years (10.42% vs 9.93% CAGR).
  • PAYX pays the higher dividend yield (3.84% vs 2.53%).

Metrics side by side

Valuation

MetricPAYXUMC
P/E ratio23.6635.40
Forward P/E21.02N/A
P/S ratio6.356.22
P/B ratio11.073.94
PEG ratio3.216.75
EV / EBITDA15.1813.78
FCF yield5.61%3.34%

Profitability

MetricPAYXUMC
Gross margin74.29%29.60%
Operating margin38.55%18.85%
Net margin27.03%20.72%
ROE47.12%12.74%
ROIC20.49%7.29%

Dividends

MetricPAYXUMC
Dividend yield3.84%2.53%
Payout ratio90.41%90.81%

Growth (annualized)

MetricPAYXUMC
Revenue CAGR (5Y)9.93%10.42%
EPS CAGR (5Y)9.95%4.35%
FCF CAGR (5Y)15.18%4.28%
Total return CAGR (5Y)3.46%18.35%

Frequently asked

Which has the lower trailing P/E, PAYX or UMC?
PAYX has the lower trailing P/E: PAYX trades at 23.66 and UMC at 35.40. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, PAYX or UMC?
Over the past five years, UMC grew revenue faster — PAYX at a 9.93% CAGR versus UMC at 10.42%.
Does PAYX or UMC pay a bigger dividend?
PAYX yields 3.84% and UMC yields 2.53% based on trailing dividends and the latest price.
Is PAYX or UMC more profitable?
PAYX runs the higher net margin — PAYX at 27.03% versus UMC at 20.72%.
How have PAYX and UMC total returns compared?
Over the past 10 years, PAYX delivered 10.06% and UMC delivered 30.22% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.