Ohio Valley Banc Corp. (OVBC) vs BRC Group Holdings, Inc. (RILYP)

A side-by-side comparison of Ohio Valley Banc Corp. and BRC Group Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OVBC vs RILYP

growth of $100 · dividends reinvested · last 7y
OVBC +57.9% (+6.7%/yr)RILYP -37.5% (-6.5%/yr)OVBC compounded faster over this window
050100150Start $100202120232025$158$62
OVBC RILYP

OVBC vs RILYP: by the numbers

  • •OVBC is the larger company ($215M vs $206M market cap).
  • •RILYP trades at the lower trailing earnings multiple (0.69 vs 15.16 P/E), one valuation lens rather than an overall verdict.
  • •RILYP converts more revenue to profit (31.34% vs 14.31% net margin).
  • •OVBC grew revenue faster over the past five years (12.18% vs 4.32% CAGR).
  • •OVBC pays a dividend (2.12% yield), while RILYP is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricOVBCRILYP
P/E ratio15.160.69
PEG ratio1.660.13
P/S ratio2.170.16
P/B ratio1.241.45

Profitability

MetricOVBCRILYP
Gross marginN/A64.98%
Operating margin17.67%14.62%
Net margin14.31%31.34%
ROE8.20%289.61%

Ohio Valley Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOVBCRILYP
Dividend yield2.12%N/A
Payout ratio31.89%N/A

Growth (annualized)

MetricOVBCRILYP
Revenue CAGR (5Y)12.18%4.32%
EPS CAGR (5Y)9.12%4.59%
Total return CAGR (5Y)14.25%-12.73%

Frequently asked

Which has the lower trailing P/E, OVBC or RILYP?
RILYP has the lower trailing P/E: OVBC trades at 15.16 and RILYP at 0.69. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OVBC or RILYP?
Over the past five years, OVBC grew revenue faster — OVBC at a 12.18% CAGR versus RILYP at 4.32%.
Does OVBC or RILYP pay a bigger dividend?
OVBC pays a dividend (2.12% yield), while RILYP is a former payer with no current dividend run rate.
Is OVBC or RILYP more profitable?
RILYP runs the higher net margin — OVBC at 14.31% versus RILYP at 31.34%.
How have OVBC and RILYP total returns compared?
Over the past 5 years, OVBC delivered 14.25% and RILYP delivered -12.73% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.