Ohio Valley Banc Corp. (OVBC) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)
A side-by-side comparison of Ohio Valley Banc Corp. and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — OVBC vs RILYL
growth of $100 · dividends reinvested · last 6yOVBC vs RILYL: by the numbers
- •OVBC is the larger company ($215M vs $214M market cap).
- •RILYL trades at the lower trailing earnings multiple (0.73 vs 15.16 P/E), one valuation lens rather than an overall verdict.
- •RILYL converts more revenue to profit (31.34% vs 14.31% net margin).
- •OVBC grew revenue faster over the past five years (12.18% vs 4.32% CAGR).
- •OVBC pays a dividend (2.12% yield), while RILYL is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | OVBC | RILYL |
|---|---|---|
| P/E ratio | 15.16 | 0.73 |
| PEG ratio | 1.66 | 0.14 |
| P/S ratio | 2.17 | 0.16 |
| P/B ratio | 1.24 | 1.50 |
Profitability
| Metric | OVBC | RILYL |
|---|---|---|
| Gross margin | N/A | 64.98% |
| Operating margin | 17.67% | 14.62% |
| Net margin | 14.31% | 31.34% |
| ROE | 8.20% | 289.61% |
Ohio Valley Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | OVBC | RILYL |
|---|---|---|
| Dividend yield | 2.12% | N/A |
| Payout ratio | 31.89% | N/A |
Growth (annualized)
| Metric | OVBC | RILYL |
|---|---|---|
| Revenue CAGR (5Y) | 12.18% | 4.32% |
| EPS CAGR (5Y) | 9.12% | 4.59% |
| Total return CAGR (5Y) | 14.25% | -12.64% |
Frequently asked
- Which has the lower trailing P/E, OVBC or RILYL?
- RILYL has the lower trailing P/E: OVBC trades at 15.16 and RILYL at 0.73. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, OVBC or RILYL?
- Over the past five years, OVBC grew revenue faster — OVBC at a 12.18% CAGR versus RILYL at 4.32%.
- Does OVBC or RILYL pay a bigger dividend?
- OVBC pays a dividend (2.12% yield), while RILYL is a former payer with no current dividend run rate.
- Is OVBC or RILYL more profitable?
- RILYL runs the higher net margin — OVBC at 14.31% versus RILYL at 31.34%.
- How have OVBC and RILYL total returns compared?
- Over the past 5 years, OVBC delivered 14.25% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Ohio Valley Banc & BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.