Ohio Valley Banc Corp. (OVBC) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)

A side-by-side comparison of Ohio Valley Banc Corp. and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — OVBC vs RILYL

growth of $100 · dividends reinvested · last 6y
OVBC +134.0% (+15.2%/yr)RILYL -38.5% (-7.8%/yr)OVBC compounded faster over this window
050100150200250Start $100202120222023202420252026$234$61
OVBC RILYL

OVBC vs RILYL: by the numbers

  • •OVBC is the larger company ($215M vs $214M market cap).
  • •RILYL trades at the lower trailing earnings multiple (0.73 vs 15.16 P/E), one valuation lens rather than an overall verdict.
  • •RILYL converts more revenue to profit (31.34% vs 14.31% net margin).
  • •OVBC grew revenue faster over the past five years (12.18% vs 4.32% CAGR).
  • •OVBC pays a dividend (2.12% yield), while RILYL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricOVBCRILYL
P/E ratio15.160.73
PEG ratio1.660.14
P/S ratio2.170.16
P/B ratio1.241.50

Profitability

MetricOVBCRILYL
Gross marginN/A64.98%
Operating margin17.67%14.62%
Net margin14.31%31.34%
ROE8.20%289.61%

Ohio Valley Banc Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricOVBCRILYL
Dividend yield2.12%N/A
Payout ratio31.89%N/A

Growth (annualized)

MetricOVBCRILYL
Revenue CAGR (5Y)12.18%4.32%
EPS CAGR (5Y)9.12%4.59%
Total return CAGR (5Y)14.25%-12.64%

Frequently asked

Which has the lower trailing P/E, OVBC or RILYL?
RILYL has the lower trailing P/E: OVBC trades at 15.16 and RILYL at 0.73. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, OVBC or RILYL?
Over the past five years, OVBC grew revenue faster — OVBC at a 12.18% CAGR versus RILYL at 4.32%.
Does OVBC or RILYL pay a bigger dividend?
OVBC pays a dividend (2.12% yield), while RILYL is a former payer with no current dividend run rate.
Is OVBC or RILYL more profitable?
RILYL runs the higher net margin — OVBC at 14.31% versus RILYL at 31.34%.
How have OVBC and RILYL total returns compared?
Over the past 5 years, OVBC delivered 14.25% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.