Which has the lower trailing P/E, NWFL or RFAI?

NWFL has the lower trailing P/E: NWFL trades at 10.85 and RFAI at 340.39. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does NWFL or RFAI pay a bigger dividend?

NWFL pays a dividend (3.74% yield), while RFAI has no payments in the available dividend history.

Is NWFL or RFAI more profitable?

NWFL runs the higher net margin — NWFL at 19.97% versus RFAI at 0.00%.

Norwood Financial Corp. (NWFL) vs RF Acquisition Corp II Ordinary Shares (RFAI)

A side-by-side comparison of Norwood Financial Corp. and RF Acquisition Corp II Ordinary Shares across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

NWFL

Norwood Financial Corp.

$371M

$34.07Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

RFAI

RF Acquisition Corp II Ordinary Shares

$322M

$38.60Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — NWFL vs RFAI

growth of $100 · dividends reinvested · last 2y

NWFL +54.6% (+24.3%/yr)RFAI +274.0% (+93.4%/yr)RFAI compounded faster over this window

NWFL RFAI

NWFL vs RFAI: by the numbers

•NWFL is the larger company ($371M vs $322M market cap).
•NWFL trades at the lower trailing earnings multiple (10.85 vs 340.39 P/E), one valuation lens rather than an overall verdict.
•NWFL is profitable (19.97% net margin) while RFAI runs a net loss (0.00%).
•NWFL pays a dividend (3.74% yield), while RFAI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	NWFL	RFAI
P/E ratio	10.85	340.39
Forward P/E	9.80	N/A
PEG ratio	1.41	N/A
P/S ratio	2.57	N/A
P/B ratio	1.28	8.64

Profitability

Metric	NWFL	RFAI
Gross margin	N/A	0.00%
Operating margin	25.49%	0.00%
Net margin	19.97%	0.00%
ROE	9.96%	3.81%
ROIC	N/A	-2.16%

Norwood Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	NWFL	RFAI
Dividend yield	3.74%	N/A
Payout ratio	40.45%	N/A

Growth (annualized)

Metric	NWFL	RFAI
Revenue CAGR (5Y)	12.98%	N/A
EPS CAGR (5Y)	7.71%	N/A
Total return CAGR (5Y)	10.27%	N/A

Frequently asked

Which has the lower trailing P/E, NWFL or RFAI?: NWFL has the lower trailing P/E: NWFL trades at 10.85 and RFAI at 340.39. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does NWFL or RFAI pay a bigger dividend?: NWFL pays a dividend (3.74% yield), while RFAI has no payments in the available dividend history.
Is NWFL or RFAI more profitable?: NWFL runs the higher net margin — NWFL at 19.97% versus RFAI at 0.00%.

Go deeper

Full NWFL analysis Full RFAI analysis Interactive comparison tool

Dig into the metrics

Norwood Financial P/E ratio RF Acquisition Corp II Ordinary Shares P/E ratio Norwood Financial dividend yield Norwood Financial ROE RF Acquisition Corp II Ordinary Shares ROE Norwood Financial operating margin RF Acquisition Corp II Ordinary Shares operating margin Norwood Financial revenue growth RF Acquisition Corp II Ordinary Shares revenue growth RF Acquisition Corp II Ordinary Shares free cash flow

Norwood Financial & RF Acquisition Corp II Ordinary Shares appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.