Cloudflare, Inc. (NET) vs SoFi Technologies, Inc. (SOFI)
A side-by-side comparison of Cloudflare, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
Different business models: NET is classified in Technology; SOFI is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
NET
Cloudflare, Inc.
$354.21TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT
SOFI
SoFi Technologies, Inc.
$15.93Financial ServicesDelayed quote: Sep 28, 2026, 4:00 PM EDT
Total return — NET vs SOFI
growth of $100 · dividends reinvested · last 6yNET +308.3% (+26.4%/yr)SOFI +65.3% (+8.7%/yr)NET compounded faster over this window
NET SOFI
NET vs SOFI: by the numbers
- •NET is the larger company ($125.72B vs $20.43B market cap).
- •SOFI is profitable (11.40% net margin) while NET runs a net loss (-8.21%).
- •SOFI grew revenue faster over the past five years (42.36% vs 36.49% CAGR).
Metrics side by side
Valuation
| Metric | NET | SOFI |
|---|---|---|
| P/E ratio | N/A | 33.19 |
| Forward P/E | 280.80 | 26.99 |
| P/S ratio | 50.04 | 3.66 |
| P/B ratio | 77.61 | 1.84 |
| FCF yield | 0.30% | N/A |
Profitability
| Metric | NET | SOFI |
|---|---|---|
| Gross margin | 72.58% | 76.46% |
| Operating margin | -14.11% | 13.22% |
| Net margin | -8.21% | 11.40% |
| ROE | -12.73% | 5.74% |
| ROIC | -6.90% | N/A |
Growth (annualized)
| Metric | NET | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 36.49% | 42.36% |
| Total return CAGR (5Y) | 19.17% | 2.52% |
Frequently asked
- Which has grown faster, NET or SOFI?
- Over the past five years, SOFI grew revenue faster — NET at a 36.49% CAGR versus SOFI at 42.36%.
- Is NET or SOFI more profitable?
- SOFI runs the higher net margin — NET at -8.21% versus SOFI at 11.40%.
- How have NET and SOFI total returns compared?
- Over the past 5 years, NET delivered 19.17% and SOFI delivered 2.52% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
SoFi Technologies P/E ratioCloudflare ROESoFi Technologies ROECloudflare operating marginSoFi Technologies operating marginCloudflare revenue growthSoFi Technologies revenue growthCloudflare free cash flow
Cloudflare & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.