Cloudflare, Inc. (NET) vs SoFi Technologies, Inc. (SOFI)
A side-by-side comparison of Cloudflare, Inc. and SoFi Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 14, 2026. Differences are shown without an overall score or investment verdict.
Different business models: NET is classified in Technology; SOFI is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
NET
Cloudflare, Inc.
$315.67TechnologyDelayed quote: Aug 14, 2026, 3:59 PM EDT
SOFI
SoFi Technologies, Inc.
$18.29Financial ServicesDelayed quote: Aug 14, 2026, 4:00 PM EDT
Total return — NET vs SOFI
growth of $100 · dividends reinvested · last 6yNET +340.6% (+28.0%/yr)SOFI +75.9% (+9.9%/yr)NET compounded faster over this window
NET SOFI
NET vs SOFI: by the numbers
- •NET is the larger company ($112.04B vs $23.46B market cap).
- •SOFI is profitable (11.40% net margin) while NET runs a net loss (-8.21%).
- •SOFI grew revenue faster over the past five years (42.36% vs 36.49% CAGR).
Metrics side by side
Valuation
| Metric | NET | SOFI |
|---|---|---|
| P/E ratio | N/A | 38.40 |
| Forward P/E | 276.28 | 30.91 |
| P/S ratio | 46.66 | 4.46 |
| P/B ratio | 72.36 | 2.25 |
| FCF yield | 0.39% | N/A |
Profitability
| Metric | NET | SOFI |
|---|---|---|
| Gross margin | 72.58% | 76.46% |
| Operating margin | -14.11% | 13.22% |
| Net margin | -8.21% | 11.40% |
| ROE | -12.73% | 5.74% |
| ROIC | -4.10% | 3.79% |
Growth (annualized)
| Metric | NET | SOFI |
|---|---|---|
| Revenue CAGR (5Y) | 36.49% | 42.36% |
| Total return CAGR (5Y) | 22.13% | 4.22% |
Frequently asked
- Which has grown faster, NET or SOFI?
- Over the past five years, SOFI grew revenue faster — NET at a 36.49% CAGR versus SOFI at 42.36%.
- Is NET or SOFI more profitable?
- SOFI runs the higher net margin — NET at -8.21% versus SOFI at 11.40%.
- How have NET and SOFI total returns compared?
- Over the past 5 years, NET delivered 22.13% and SOFI delivered 4.22% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
SoFi Technologies P/E ratioCloudflare ROESoFi Technologies ROECloudflare operating marginSoFi Technologies operating marginCloudflare revenue growthSoFi Technologies revenue growthCloudflare free cash flow
Cloudflare & SoFi Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 14, 2026.