Cloudflare, Inc. (NET) vs Sezzle Inc. (SEZL)

A side-by-side comparison of Cloudflare, Inc. and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: NET is classified in Technology; SEZL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total return — NET vs SEZL

growth of $100 · dividends reinvested · last 6y
NET +963.6% (+48.3%/yr)SEZL +2871.8% (+76.0%/yr)SEZL compounded faster over this window
01k2k3k4k5kStart $100202120222023202420252026$1,064$2,972
NET SEZL

NET vs SEZL: by the numbers

  • •NET is the larger company ($125.72B vs $3.64B market cap).
  • •SEZL is profitable (30.35% net margin) while NET runs a net loss (-8.21%).
  • •SEZL grew revenue faster over the past five years (42.22% vs 36.49% CAGR).

Metrics side by side

Valuation

MetricNETSEZL
P/E ratioN/A23.65
Forward P/E280.8020.65
P/S ratio50.046.85
P/B ratio77.6115.63
FCF yield0.30%N/A

Profitability

MetricNETSEZL
Gross margin72.58%90.80%
Operating margin-14.11%40.39%
Net margin-8.21%30.35%
ROE-12.73%69.29%
ROIC-6.90%N/A

Growth (annualized)

MetricNETSEZL
Revenue CAGR (5Y)36.49%42.22%
Total return CAGR (5Y)19.17%58.16%

Frequently asked

Which has grown faster, NET or SEZL?
Over the past five years, SEZL grew revenue faster — NET at a 36.49% CAGR versus SEZL at 42.22%.
Is NET or SEZL more profitable?
SEZL runs the higher net margin — NET at -8.21% versus SEZL at 30.35%.
How have NET and SEZL total returns compared?
Over the past 5 years, NET delivered 19.17% and SEZL delivered 58.16% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.