Netcapital Inc. (NCPL) vs Oxbridge Re Holdings Limited (OXBR)

A side-by-side comparison of Netcapital Inc. and Oxbridge Re Holdings Limited across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — NCPL vs OXBR

growth of $100 · dividends reinvested · last 10y
NCPL -98.8% (-35.9%/yr)OXBR -74.9% (-12.9%/yr)OXBR compounded faster over this window
Log scale — wide-divergence pair
01101001k10kStart $10020182020202220242026$1$25
NCPL OXBR

NCPL vs OXBR: by the numbers

  • •NCPL is the larger company ($9M vs $9M market cap).
  • •Both run net losses; OXBR's is the smaller (-19.86% vs -3804.10% net margin).
  • •OXBR grew revenue faster over the past five years (8.18% vs -28.41% CAGR).

Metrics side by side

Valuation

MetricNCPLOXBR
P/E ratioN/A68.35
P/S ratio12.733.14
P/B ratio0.441.33

Profitability

MetricNCPLOXBR
Gross margin95.36%N/A
Operating margin-952.43%-134.38%
Net margin-3804.10%-19.86%
ROE-130.22%-2.89%

Oxbridge Re Holdings Limited: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

MetricNCPLOXBR
Revenue CAGR (5Y)-28.41%8.18%
Total return CAGR (5Y)-72.04%-17.32%

Frequently asked

Which has grown faster, NCPL or OXBR?
Over the past five years, OXBR grew revenue faster — NCPL at a -28.41% CAGR versus OXBR at 8.18%.
How have NCPL and OXBR total returns compared?
Over the past 10 years, NCPL delivered -35.89% and OXBR delivered -12.90% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.