NBT Bancorp Inc. (NBTB) vs Trustmark Corporation (TRMK)
A side-by-side comparison of NBT Bancorp Inc. and Trustmark Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — NBTB vs TRMK
growth of $100 · dividends reinvested · last 10yNBTB vs TRMK: by the numbers
- •TRMK is the larger company ($2.65B vs $2.64B market cap).
- •TRMK trades at the lower trailing earnings multiple (11.47 vs 12.42 P/E), one valuation lens rather than an overall verdict.
- •NBTB converts more revenue to profit (22.65% vs 19.84% net margin).
- •NBTB grew revenue faster over the past five years (14.08% vs 13.43% CAGR).
- •NBTB pays the higher dividend yield (2.95% vs 2.18%).
Metrics side by side
Valuation
| Metric | NBTB | TRMK |
|---|---|---|
| P/E ratio | 12.42 | 11.47 |
| Forward P/E | 12.14 | 11.35 |
| PEG ratio | 1.76 | 1.42 |
| P/S ratio | 2.79 | 2.24 |
| P/B ratio | 1.36 | 1.24 |
Profitability
| Metric | NBTB | TRMK |
|---|---|---|
| Operating margin | 29.34% | 21.37% |
| Net margin | 22.65% | 19.84% |
| ROE | 11.02% | 10.93% |
NBT Bancorp Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Trustmark Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | NBTB | TRMK |
|---|---|---|
| Dividend yield | 2.95% | 2.18% |
| Payout ratio | 37.01% | 25.13% |
Growth (annualized)
| Metric | NBTB | TRMK |
|---|---|---|
| Revenue CAGR (5Y) | 14.08% | 13.43% |
| EPS CAGR (5Y) | 6.92% | 8.10% |
| Total return CAGR (5Y) | 10.28% | 9.88% |
Frequently asked
- Which has the lower trailing P/E, NBTB or TRMK?
- TRMK has the lower trailing P/E: NBTB trades at 12.42 and TRMK at 11.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, NBTB or TRMK?
- Over the past five years, NBTB grew revenue faster — NBTB at a 14.08% CAGR versus TRMK at 13.43%.
- Does NBTB or TRMK pay a bigger dividend?
- NBTB yields 2.95% and TRMK yields 2.18% based on trailing dividends and the latest price.
- Is NBTB or TRMK more profitable?
- NBTB runs the higher net margin — NBTB at 22.65% versus TRMK at 19.84%.
- How have NBTB and TRMK total returns compared?
- Over the past 10 years, NBTB delivered 7.51% and TRMK delivered 8.29% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
NBT Bancorp & Trustmark appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.