Which has the lower trailing P/E, MYFW or PMTS?

MYFW has the lower trailing P/E: MYFW trades at 16.32 and PMTS at 21.62. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MYFW or PMTS?

Over the past five years, MYFW grew revenue faster — MYFW at a 12.86% CAGR versus PMTS at 10.96%.

Is MYFW or PMTS more profitable?

MYFW runs the higher net margin — MYFW at 9.50% versus PMTS at 2.34%.

How have MYFW and PMTS total returns compared?

Over the past 5 years, MYFW delivered 0.34% and PMTS delivered -4.16% annualized total return. Past performance doesn't predict future results.

First Western Financial, Inc. (MYFW) vs CPI Card Group Inc. (PMTS)

A side-by-side comparison of First Western Financial, Inc. and CPI Card Group Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

MYFW

First Western Financial, Inc.

$294M

$30.19Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

PMTS

CPI Card Group Inc.

$285M

$24.86Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — MYFW vs PMTS

growth of $100 · dividends reinvested · last 8y

MYFW +52.3% (+5.4%/yr)PMTS +1087.0% (+36.2%/yr)PMTS compounded faster over this window

Log scale — wide-divergence pair

MYFW PMTS

MYFW vs PMTS: by the numbers

•MYFW is the larger company ($294M vs $285M market cap).
•MYFW trades at the lower trailing earnings multiple (16.32 vs 21.62 P/E), one valuation lens rather than an overall verdict.
•MYFW converts more revenue to profit (9.50% vs 2.34% net margin).
•MYFW grew revenue faster over the past five years (12.86% vs 10.96% CAGR).

Metrics side by side

Valuation

Metric	MYFW	PMTS
P/E ratio	16.32	21.62
Forward P/E	12.46	8.33
P/S ratio	1.51	0.49
P/B ratio	1.05	N/A
EV / EBITDA	N/A	6.94
FCF yield	N/A	26.83%

Profitability

Metric	MYFW	PMTS
Gross margin	N/A	30.97%
Operating margin	12.78%	9.22%
Net margin	9.50%	2.34%
ROE	6.57%	N/A
ROIC	N/A	11.81%

First Western Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

Metric	MYFW	PMTS
Revenue CAGR (5Y)	12.86%	10.96%
EPS CAGR (5Y)	-15.25%	-1.73%
FCF CAGR (5Y)	N/A	26.55%
Total return CAGR (5Y)	0.34%	-4.16%

Frequently asked

Which has the lower trailing P/E, MYFW or PMTS?: MYFW has the lower trailing P/E: MYFW trades at 16.32 and PMTS at 21.62. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MYFW or PMTS?: Over the past five years, MYFW grew revenue faster — MYFW at a 12.86% CAGR versus PMTS at 10.96%.
Is MYFW or PMTS more profitable?: MYFW runs the higher net margin — MYFW at 9.50% versus PMTS at 2.34%.
How have MYFW and PMTS total returns compared?: Over the past 5 years, MYFW delivered 0.34% and PMTS delivered -4.16% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MYFW analysis Full PMTS analysis Interactive comparison tool

Dig into the metrics

First Western Financial P/E ratio CPI Card P/E ratio First Western Financial ROE CPI Card ROE First Western Financial operating margin CPI Card operating margin First Western Financial revenue growth CPI Card revenue growth CPI Card free cash flow

First Western Financial & CPI Card appear in these rankings

Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.