Microsoft Corporation (MSFT) vs State Street SPDR S&P 500 ETF (SPY)

Over the past 10 years, MSFT outperformed SPY — 22.86% vs 14.89% annualized total return (price plus dividends).

A side-by-side comparison of Microsoft Corporation and State Street SPDR S&P 500 ETF across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MSFT is classified in Technology; SPY is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnMSFT vs SPY

growth of $100 · dividends reinvested · last 30y
MSFT +7530.9%SPY +1866.5%MSFT compounded faster
02k4k6k8k10kStart $100200120062011201620212026$7,631$1,967
MSFT SPY

Metrics side by side

Did MSFT beat SPY?

Over the past 10 years, MSFT outperformed SPY — 22.86% vs 14.89% annualized total return (price plus dividends).

Total return (annualized)

MetricMSFTSPY
Total return (1Y)-23.55%17.32%
Total return CAGR (3Y)6.39%18.85%
Total return CAGR (5Y)7.19%12.50%
Total return CAGR (10Y)22.86%14.89%

SPY is an index fund, so valuation, profitability, and per-company growth metrics don't apply — the head-to-head here is total return (price plus reinvested dividends).

Frequently asked

Has MSFT beaten SPY?
Over the past 10 years, MSFT outperformed SPY — 22.86% vs 14.89% annualized total return (price plus dividends).

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.