Which has the lower trailing P/E, MQ or PGY?

PGY has the lower trailing P/E: MQ trades at 170.27 and PGY at 13.18. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, MQ or PGY?

Over the past five years, PGY grew revenue faster — MQ at a 10.95% CAGR versus PGY at 38.89%.

Is MQ or PGY more profitable?

PGY runs the higher net margin — MQ at 1.53% versus PGY at 9.57%.

How have MQ and PGY total returns compared?

Over the past 5 years, MQ delivered -27.24% and PGY delivered -31.14% annualized total return. Past performance doesn't predict future results.

Marqeta, Inc. (MQ) vs Pagaya Technologies Ltd. (PGY)

A side-by-side comparison of Marqeta, Inc. and Pagaya Technologies Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Marqeta, Inc.

$1.62B

$16.55TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

PGY

Pagaya Technologies Ltd.

$1.51B

$18.05TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — MQ vs PGY

growth of $100 · dividends reinvested · last 5y

MQ -86.1% (-32.6%/yr)PGY -84.3% (-30.9%/yr)PGY compounded faster over this window

MQ PGY

MQ vs PGY: by the numbers

•MQ is the larger company ($1.62B vs $1.51B market cap).
•PGY trades at the lower trailing earnings multiple (13.18 vs 170.27 P/E), one valuation lens rather than an overall verdict.
•PGY converts more revenue to profit (9.57% vs 1.53% net margin).
•PGY grew revenue faster over the past five years (38.89% vs 10.95% CAGR).

Metrics side by side

Valuation

Metric	MQ	PGY
P/E ratio	170.27	13.18
Forward P/E	74.51	10.79
PEG ratio	N/A	0.47
P/S ratio	2.39	1.14
P/B ratio	2.26	2.53
EV / EBITDA	21.65	7.13
FCF yield	10.54%	16.72%

Profitability

Metric	MQ	PGY
Gross margin	11.15%	40.64%
Operating margin	-1.68%	21.20%
Net margin	1.53%	9.57%
ROE	1.45%	21.34%
ROIC	-1.42%	18.08%

Growth (annualized)

Metric	MQ	PGY
Revenue CAGR (5Y)	10.95%	38.89%
EPS CAGR (5Y)	N/A	26.14%
FCF CAGR (5Y)	34.07%	74.24%
Total return CAGR (5Y)	-27.24%	-31.14%

Frequently asked

Which has the lower trailing P/E, MQ or PGY?: PGY has the lower trailing P/E: MQ trades at 170.27 and PGY at 13.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MQ or PGY?: Over the past five years, PGY grew revenue faster — MQ at a 10.95% CAGR versus PGY at 38.89%.
Is MQ or PGY more profitable?: PGY runs the higher net margin — MQ at 1.53% versus PGY at 9.57%.
How have MQ and PGY total returns compared?: Over the past 5 years, MQ delivered -27.24% and PGY delivered -31.14% annualized total return. Past performance doesn't predict future results.

Go deeper

Full MQ analysis Full PGY analysis Interactive comparison tool

Dig into the metrics

Marqeta P/E ratio Pagaya Technologies P/E ratio Marqeta ROE Pagaya Technologies ROE Marqeta operating margin Pagaya Technologies operating margin Marqeta revenue growth Pagaya Technologies revenue growth Marqeta free cash flow Pagaya Technologies free cash flow

Marqeta & Pagaya Technologies appear in these rankings

Fastest Revenue Growth Stocks Highest ROIC Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.