MidCap Financial Investment Corporation (MFIC) vs VersaBank (VBNK)
A side-by-side comparison of MidCap Financial Investment Corporation and VersaBank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
MFIC
MidCap Financial Investment Corporation
$8.50Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
VBNK
VersaBank
$22.28Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT
Total return — MFIC vs VBNK
growth of $100 · dividends reinvested · last 9yMFIC +39.5% (+3.8%/yr)VBNK +586.4% (+23.9%/yr)VBNK compounded faster over this window
MFIC VBNK
MFIC vs VBNK: by the numbers
- •VBNK is the larger company ($717M vs $700M market cap).
- •VBNK is profitable (11.72% net margin) while MFIC runs a net loss (-11.40%).
- •VBNK grew revenue faster over the past five years (24.27% vs 4.49% CAGR).
- •MFIC pays the higher dividend yield (15.38% vs 0.32%).
Metrics side by side
Valuation
| Metric | MFIC | VBNK |
|---|---|---|
| P/E ratio | N/A | 29.27 |
| Forward P/E | 5.69 | N/A |
| PEG ratio | N/A | 33.64 |
| P/S ratio | 2.69 | 3.42 |
| P/B ratio | 0.64 | 1.78 |
Profitability
| Metric | MFIC | VBNK |
|---|---|---|
| Gross margin | 83.40% | N/A |
| Operating margin | 71.64% | 34.51% |
| Net margin | -11.40% | 11.72% |
| ROE | -2.69% | 6.09% |
VersaBank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | MFIC | VBNK |
|---|---|---|
| Dividend yield | 15.38% | 0.32% |
| Payout ratio | N/A | 9.42% |
Growth (annualized)
| Metric | MFIC | VBNK |
|---|---|---|
| Revenue CAGR (5Y) | 4.49% | 24.27% |
| EPS CAGR (5Y) | N/A | 0.87% |
| Total return CAGR (5Y) | 3.36% | 15.30% |
Frequently asked
- Which has grown faster, MFIC or VBNK?
- Over the past five years, VBNK grew revenue faster — MFIC at a 4.49% CAGR versus VBNK at 24.27%.
- Does MFIC or VBNK pay a bigger dividend?
- MFIC yields 15.38% and VBNK yields 0.32% based on trailing dividends and the latest price.
- Is MFIC or VBNK more profitable?
- VBNK runs the higher net margin — MFIC at -11.40% versus VBNK at 11.72%.
- How have MFIC and VBNK total returns compared?
- Over the past 5 years, MFIC delivered 3.36% and VBNK delivered 15.30% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
VersaBank P/E ratioMidCap Financial Investment dividend yieldVersaBank dividend yieldMidCap Financial Investment ROEVersaBank ROEMidCap Financial Investment operating marginVersaBank operating marginMidCap Financial Investment revenue growthVersaBank revenue growth
MidCap Financial Investment & VersaBank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.