MercadoLibre, Inc. (MELI) vs Sezzle Inc. (SEZL)

A side-by-side comparison of MercadoLibre, Inc. and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: MELI is classified in Consumer Cyclical; SEZL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total return — MELI vs SEZL

growth of $100 · dividends reinvested · last 6y
MELI +114.0% (+13.5%/yr)SEZL +2871.8% (+76.0%/yr)SEZL compounded faster over this window
Log scale — wide-divergence pair
1101001k10kStart $100202120222023202420252026$214$2,972
MELI SEZL

MELI vs SEZL: by the numbers

  • •MELI is the larger company ($86.81B vs $3.64B market cap).
  • •SEZL trades at the lower trailing earnings multiple (23.65 vs 46.60 P/E), one valuation lens rather than an overall verdict.
  • •SEZL converts more revenue to profit (30.35% vs 5.30% net margin).
  • •MELI grew revenue faster over the past five years (44.82% vs 42.22% CAGR).

Metrics side by side

Valuation

MetricMELISEZL
P/E ratio46.6023.65
Forward P/E45.1620.65
P/S ratio2.476.85
P/B ratio11.0815.63
EV / EBITDA24.75N/A
FCF yield13.73%N/A

Profitability

MetricMELISEZL
Gross margin42.68%90.80%
Operating margin8.26%40.39%
Net margin5.30%30.35%
ROE23.78%69.29%
ROIC11.63%N/A

Growth (annualized)

MetricMELISEZL
Revenue CAGR (5Y)44.82%42.22%
FCF CAGR (5Y)129.42%N/A
Total return CAGR (5Y)0.53%58.16%

Frequently asked

Which has the lower trailing P/E, MELI or SEZL?
SEZL has the lower trailing P/E: MELI trades at 46.60 and SEZL at 23.65. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MELI or SEZL?
Over the past five years, MELI grew revenue faster — MELI at a 44.82% CAGR versus SEZL at 42.22%.
Is MELI or SEZL more profitable?
SEZL runs the higher net margin — MELI at 5.30% versus SEZL at 30.35%.
How have MELI and SEZL total returns compared?
Over the past 5 years, MELI delivered 0.53% and SEZL delivered 58.16% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.