MercadoLibre, Inc. (MELI) vs Sezzle Inc. (SEZL)
A side-by-side comparison of MercadoLibre, Inc. and Sezzle Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MELI is classified in Consumer Cyclical; SEZL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MELI
MercadoLibre, Inc.
$1,712.41Consumer CyclicalDelayed quote: Sep 28, 2026, 4:00 PM EDT
SEZL
Sezzle Inc.
$108.30Financial ServicesDelayed quote: Sep 28, 2026, 4:00 PM EDT
Total return — MELI vs SEZL
growth of $100 · dividends reinvested · last 6yMELI +114.0% (+13.5%/yr)SEZL +2871.8% (+76.0%/yr)SEZL compounded faster over this window
Log scale — wide-divergence pair
MELI SEZL
MELI vs SEZL: by the numbers
- •MELI is the larger company ($86.81B vs $3.64B market cap).
- •SEZL trades at the lower trailing earnings multiple (23.65 vs 46.60 P/E), one valuation lens rather than an overall verdict.
- •SEZL converts more revenue to profit (30.35% vs 5.30% net margin).
- •MELI grew revenue faster over the past five years (44.82% vs 42.22% CAGR).
Metrics side by side
Valuation
| Metric | MELI | SEZL |
|---|---|---|
| P/E ratio | 46.60 | 23.65 |
| Forward P/E | 45.16 | 20.65 |
| P/S ratio | 2.47 | 6.85 |
| P/B ratio | 11.08 | 15.63 |
| EV / EBITDA | 24.75 | N/A |
| FCF yield | 13.73% | N/A |
Profitability
| Metric | MELI | SEZL |
|---|---|---|
| Gross margin | 42.68% | 90.80% |
| Operating margin | 8.26% | 40.39% |
| Net margin | 5.30% | 30.35% |
| ROE | 23.78% | 69.29% |
| ROIC | 11.63% | N/A |
Growth (annualized)
| Metric | MELI | SEZL |
|---|---|---|
| Revenue CAGR (5Y) | 44.82% | 42.22% |
| FCF CAGR (5Y) | 129.42% | N/A |
| Total return CAGR (5Y) | 0.53% | 58.16% |
Frequently asked
- Which has the lower trailing P/E, MELI or SEZL?
- SEZL has the lower trailing P/E: MELI trades at 46.60 and SEZL at 23.65. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MELI or SEZL?
- Over the past five years, MELI grew revenue faster — MELI at a 44.82% CAGR versus SEZL at 42.22%.
- Is MELI or SEZL more profitable?
- SEZL runs the higher net margin — MELI at 5.30% versus SEZL at 30.35%.
- How have MELI and SEZL total returns compared?
- Over the past 5 years, MELI delivered 0.53% and SEZL delivered 58.16% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
MercadoLibre P/E ratioSezzle P/E ratioMercadoLibre ROESezzle ROEMercadoLibre operating marginSezzle operating marginMercadoLibre revenue growthSezzle revenue growthMercadoLibre free cash flow
MercadoLibre & Sezzle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.