Moody's Corporation (MCO) vs The PNC Financial Services Group, Inc. (PNC)

A side-by-side comparison of Moody's Corporation and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 4, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMCO vs PNC

growth of $100 · dividends reinvested · last 30y
MCO +10556.2%PNC +2022.7%MCO compounded faster
Log scale — wide-divergence pair
1001k10k100kStart $100200120062011201620212026$10,656$2,123
MCO PNC

MCO vs PNC: by the numbers

  • PNC is the larger company ($102.10B vs $83.67B market cap).
  • PNC trades at the lower trailing earnings multiple (13.85 vs 30.67 P/E), one valuation lens rather than an overall verdict.
  • MCO converts more revenue to profit (34.25% vs 24.97% net margin).
  • PNC grew revenue faster over the past five years (11.31% vs 7.07% CAGR).
  • PNC pays the higher dividend yield (2.82% vs 0.82%).

Metrics side by side

Valuation

MetricMCOPNC
P/E ratio30.6713.85
Forward P/E28.5713.24
P/S ratio10.423.33
P/B ratio28.111.59
PEG ratio1.750.60

Profitability

MetricMCOPNC
Gross margin71.94%79.59%
Operating margin45.10%30.73%
Net margin34.25%24.97%
ROE92.40%11.92%
ROIC21.00%5.27%

Dividends

MetricMCOPNC
Dividend yield0.82%2.82%
Payout ratio28.70%42.72%

Growth (annualized)

MetricMCOPNC
Revenue CAGR (5Y)7.07%11.31%
EPS CAGR (5Y)7.69%21.18%
Total return CAGR (5Y)5.86%10.18%

Frequently asked

Which has the lower trailing P/E, MCO or PNC?
PNC has the lower trailing P/E: MCO trades at 30.67 and PNC at 13.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MCO or PNC?
Over the past five years, PNC grew revenue faster — MCO at a 7.07% CAGR versus PNC at 11.31%.
Does MCO or PNC pay a bigger dividend?
MCO yields 0.82% and PNC yields 2.82% based on trailing dividends and the latest price.
Is MCO or PNC more profitable?
MCO runs the higher net margin — MCO at 34.25% versus PNC at 24.97%.
How have MCO and PNC total returns compared?
Over the past 10 years, MCO delivered 17.65% and PNC delivered 15.35% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 4, 2026.