Moody's Corporation (MCO) vs The PNC Financial Services Group, Inc. (PNC)

A side-by-side comparison of Moody's Corporation and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnMCO vs PNC

growth of $100 · dividends reinvested · last 10y
MCO +380.7% (+17.0%/yr)PNC +279.4% (+14.3%/yr)MCO compounded faster over this window
100200300400500Start $10020182020202220242026$481$379
MCO PNC

MCO vs PNC: by the numbers

  • PNC is the larger company ($93.03B vs $81.16B market cap).
  • PNC trades at the lower trailing earnings multiple (12.83 vs 29.73 P/E), one valuation lens rather than an overall verdict.
  • MCO converts more revenue to profit (34.25% vs 21.70% net margin).
  • PNC grew revenue faster over the past five years (14.47% vs 7.07% CAGR).
  • PNC pays the higher dividend yield (2.91% vs 0.85%).

Metrics side by side

Valuation

MetricMCOPNC
P/E ratio29.7312.83
Forward P/E27.6712.28
P/S ratio9.952.65
P/B ratio26.831.45

Profitability

MetricMCOPNC
Gross margin71.94%67.91%
Operating margin45.10%26.71%
Net margin34.25%21.70%
ROE92.40%11.92%

Dividends

MetricMCOPNC
Dividend yield0.85%2.91%
Payout ratio25.57%39.08%

Growth (annualized)

MetricMCOPNC
Revenue CAGR (5Y)7.07%14.47%
EPS CAGR (5Y)7.69%21.18%
Total return CAGR (5Y)5.31%8.89%

Frequently asked

Which has the lower trailing P/E, MCO or PNC?
PNC has the lower trailing P/E: MCO trades at 29.73 and PNC at 12.83. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, MCO or PNC?
Over the past five years, PNC grew revenue faster — MCO at a 7.07% CAGR versus PNC at 14.47%.
Does MCO or PNC pay a bigger dividend?
MCO yields 0.85% and PNC yields 2.91% based on trailing dividends and the latest price.
Is MCO or PNC more profitable?
MCO runs the higher net margin — MCO at 34.25% versus PNC at 21.70%.
How have MCO and PNC total returns compared?
Over the past 10 years, MCO delivered 17.19% and PNC delivered 14.19% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.