Moody's Corporation (MCO) vs The PNC Financial Services Group, Inc. (PNC)
A side-by-side comparison of Moody's Corporation and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 4, 2026. Differences are shown without an overall score or investment verdict.
MCO
Moody's Corporation
$483.10Financial ServicesDelayed quote: Aug 4, 2026, 12:45 PM EDT
PNC
The PNC Financial Services Group, Inc.
$255.88Financial ServicesDelayed quote: Aug 4, 2026, 12:45 PM EDT
Total return — MCO vs PNC
growth of $100 · dividends reinvested · last 30yMCO +10556.2%PNC +2022.7%MCO compounded faster
Log scale — wide-divergence pair
MCO PNC
MCO vs PNC: by the numbers
- •PNC is the larger company ($102.10B vs $83.67B market cap).
- •PNC trades at the lower trailing earnings multiple (13.85 vs 30.67 P/E), one valuation lens rather than an overall verdict.
- •MCO converts more revenue to profit (34.25% vs 24.97% net margin).
- •PNC grew revenue faster over the past five years (11.31% vs 7.07% CAGR).
- •PNC pays the higher dividend yield (2.82% vs 0.82%).
Metrics side by side
Valuation
| Metric | MCO | PNC |
|---|---|---|
| P/E ratio | 30.67 | 13.85 |
| Forward P/E | 28.57 | 13.24 |
| P/S ratio | 10.42 | 3.33 |
| P/B ratio | 28.11 | 1.59 |
| PEG ratio | 1.75 | 0.60 |
Profitability
| Metric | MCO | PNC |
|---|---|---|
| Gross margin | 71.94% | 79.59% |
| Operating margin | 45.10% | 30.73% |
| Net margin | 34.25% | 24.97% |
| ROE | 92.40% | 11.92% |
| ROIC | 21.00% | 5.27% |
Dividends
| Metric | MCO | PNC |
|---|---|---|
| Dividend yield | 0.82% | 2.82% |
| Payout ratio | 28.70% | 42.72% |
Growth (annualized)
| Metric | MCO | PNC |
|---|---|---|
| Revenue CAGR (5Y) | 7.07% | 11.31% |
| EPS CAGR (5Y) | 7.69% | 21.18% |
| Total return CAGR (5Y) | 5.86% | 10.18% |
Frequently asked
- Which has the lower trailing P/E, MCO or PNC?
- PNC has the lower trailing P/E: MCO trades at 30.67 and PNC at 13.85. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MCO or PNC?
- Over the past five years, PNC grew revenue faster — MCO at a 7.07% CAGR versus PNC at 11.31%.
- Does MCO or PNC pay a bigger dividend?
- MCO yields 0.82% and PNC yields 2.82% based on trailing dividends and the latest price.
- Is MCO or PNC more profitable?
- MCO runs the higher net margin — MCO at 34.25% versus PNC at 24.97%.
- How have MCO and PNC total returns compared?
- Over the past 10 years, MCO delivered 17.65% and PNC delivered 15.35% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Moody's P/E ratioPNC Financial Services P/E ratioMoody's dividend yieldPNC Financial Services dividend yieldMoody's ROEPNC Financial Services ROEMoody's operating marginPNC Financial Services operating marginMoody's revenue growthPNC Financial Services revenue growthMoody's free cash flowPNC Financial Services free cash flow
Moody's & PNC Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 4, 2026.