Merchants Bancorp (MBINN) vs Oxford Lane Capital Corp. (OXLCM)

A side-by-side comparison of Merchants Bancorp and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MBINN vs OXLCM

growth of $100 · dividends reinvested · last 6y
MBINN +11.5% (+1.8%/yr)OXLCM +29.9% (+4.5%/yr)OXLCM compounded faster over this window
80100120Start $10020222023202420252026$111$130
MBINN OXLCM

MBINN vs OXLCM: by the numbers

  • •OXLCM is the larger company ($2.44B vs $2.38B market cap).
  • •MBINN is profitable (20.51% net margin) while OXLCM runs a net loss (-149.35%).
  • •OXLCM grew revenue faster over the past five years (25.20% vs 23.60% CAGR).
  • •MBINN pays the higher dividend yield (7.92% vs 4.40%).

Metrics side by side

Valuation

MetricMBINNOXLCM
P/E ratio3.78N/A
Forward P/E3.386.41
P/S ratio1.82N/A
P/B ratio1.292.37

Profitability

MetricMBINNOXLCM
Gross marginN/A68.25%
Operating margin21.15%-135.44%
Net margin20.51%-149.35%
ROE11.22%-56.75%

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMBINNOXLCM
Dividend yield7.92%4.40%
Payout ratio30.12%N/A

Growth (annualized)

MetricMBINNOXLCM
Revenue CAGR (5Y)23.60%25.20%
EPS CAGR (5Y)-0.37%N/A
Total return CAGR (5Y)0.54%4.42%

Frequently asked

Which has grown faster, MBINN or OXLCM?
Over the past five years, OXLCM grew revenue faster — MBINN at a 23.60% CAGR versus OXLCM at 25.20%.
Does MBINN or OXLCM pay a bigger dividend?
MBINN yields 7.92% and OXLCM yields 4.40% based on trailing dividends and the latest price.
Is MBINN or OXLCM more profitable?
MBINN runs the higher net margin — MBINN at 20.51% versus OXLCM at -149.35%.
How have MBINN and OXLCM total returns compared?
Over the past 5 years, MBINN delivered 0.54% and OXLCM delivered 4.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.