Merchants Bancorp (MBINM) vs Oxford Lane Capital Corp. (OXLCM)

A side-by-side comparison of Merchants Bancorp and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MBINM vs OXLCM

growth of $100 · dividends reinvested · last 4y
MBINM +41.9% (+9.1%/yr)OXLCM +17.8% (+4.2%/yr)MBINM compounded faster over this window
100120140Start $1002023202420252026$142$118
MBINM OXLCM

MBINM vs OXLCM: by the numbers

  • •MBINM is the larger company ($2.54B vs $2.44B market cap).
  • •MBINM is profitable (20.51% net margin) while OXLCM runs a net loss (-149.35%).
  • •OXLCM grew revenue faster over the past five years (25.20% vs 23.60% CAGR).
  • •MBINM pays the higher dividend yield (8.13% vs 4.40%).

Metrics side by side

Valuation

MetricMBINMOXLCM
P/E ratio5.10N/A
Forward P/E4.566.41
P/S ratio1.94N/A
P/B ratio1.382.37

Profitability

MetricMBINMOXLCM
Gross marginN/A68.25%
Operating margin21.15%-135.44%
Net margin20.51%-149.35%
ROE11.22%-56.75%

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMBINMOXLCM
Dividend yield8.13%4.40%
Payout ratio41.41%N/A

Growth (annualized)

MetricMBINMOXLCM
Revenue CAGR (5Y)23.60%25.20%
EPS CAGR (5Y)-0.37%N/A
Total return CAGR (5Y)N/A4.42%

Frequently asked

Which has grown faster, MBINM or OXLCM?
Over the past five years, OXLCM grew revenue faster — MBINM at a 23.60% CAGR versus OXLCM at 25.20%.
Does MBINM or OXLCM pay a bigger dividend?
MBINM yields 8.13% and OXLCM yields 4.40% based on trailing dividends and the latest price.
Is MBINM or OXLCM more profitable?
MBINM runs the higher net margin — MBINM at 20.51% versus OXLCM at -149.35%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.