Merchants Bancorp (MBIN) vs Oxford Lane Capital Corp. (OXLCM)

A side-by-side comparison of Merchants Bancorp and Oxford Lane Capital Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — MBIN vs OXLCM

growth of $100 · dividends reinvested · last 9y
MBIN +392.3% (+19.4%/yr)OXLCM +61.4% (+5.5%/yr)MBIN compounded faster over this window
100200300400500Start $1002019202120232025$492$161
MBIN OXLCM

MBIN vs OXLCM: by the numbers

  • •OXLCM is the larger company ($2.44B vs $2.29B market cap).
  • •MBIN is profitable (20.51% net margin) while OXLCM runs a net loss (-149.35%).
  • •OXLCM grew revenue faster over the past five years (25.20% vs 23.60% CAGR).
  • •OXLCM pays the higher dividend yield (4.40% vs 0.86%).

Metrics side by side

Valuation

MetricMBINOXLCM
P/E ratio10.00N/A
Forward P/E8.946.41
P/S ratio1.75N/A
P/B ratio1.242.37

Profitability

MetricMBINOXLCM
Gross marginN/A68.25%
Operating margin21.15%-135.44%
Net margin20.51%-149.35%
ROE11.22%-56.75%

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricMBINOXLCM
Dividend yield0.86%4.40%
Payout ratio8.63%N/A

Growth (annualized)

MetricMBINOXLCM
Revenue CAGR (5Y)23.60%25.20%
EPS CAGR (5Y)-0.37%N/A
Total return CAGR (5Y)13.50%4.42%

Frequently asked

Which has grown faster, MBIN or OXLCM?
Over the past five years, OXLCM grew revenue faster — MBIN at a 23.60% CAGR versus OXLCM at 25.20%.
Does MBIN or OXLCM pay a bigger dividend?
MBIN yields 0.86% and OXLCM yields 4.40% based on trailing dividends and the latest price.
Is MBIN or OXLCM more profitable?
MBIN runs the higher net margin — MBIN at 20.51% versus OXLCM at -149.35%.
How have MBIN and OXLCM total returns compared?
Over the past 5 years, MBIN delivered 13.50% and OXLCM delivered 4.42% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.