Ethos Technologies Inc. (LIFE) vs Merchants Bancorp (MBINL)

A side-by-side comparison of Ethos Technologies Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — LIFE vs MBINL

growth of $100 · dividends reinvested · last 1y
LIFE +114.4% (+114.4%/yr)MBINL +0.0% (+0.0%/yr)LIFE compounded faster over this window
50100150200250Start $100$214$100
LIFE MBINL

LIFE vs MBINL: by the numbers

  • •MBINL is the larger company ($2.39B vs $2.26B market cap).
  • •MBINL is profitable (20.51% net margin) while LIFE runs a net loss (-18.14%).
  • •MBINL pays a dividend (8.34% yield), while LIFE has no payments in the available dividend history.

Metrics side by side

Valuation

MetricLIFEMBINL
P/E ratioN/A4.67
Forward P/EN/A4.18
P/S ratio3.851.82
P/B ratio4.751.29
FCF yield3.13%N/A

Profitability

MetricLIFEMBINL
Gross margin97.07%N/A
Operating margin18.81%21.15%
Net margin-18.14%20.51%
ROE-22.35%11.22%
ROIC-14.89%N/A

Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricLIFEMBINL
Dividend yieldN/A8.34%
Payout ratioN/A38.31%

Growth (annualized)

MetricLIFEMBINL
Revenue CAGR (5Y)N/A23.60%
EPS CAGR (5Y)N/A-0.37%

Frequently asked

Does LIFE or MBINL pay a bigger dividend?
MBINL pays a dividend (8.34% yield), while LIFE has no payments in the available dividend history.
Is LIFE or MBINL more profitable?
MBINL runs the higher net margin — LIFE at -18.14% versus MBINL at 20.51%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.