Ethos Technologies Inc. (LIFE) vs Merchants Bancorp (MBINL)
A side-by-side comparison of Ethos Technologies Inc. and Merchants Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
LIFE
Ethos Technologies Inc.
$35.62Financial ServicesDelayed quote: Oct 6, 2026, 11:45 AM EDT
MBINL
Merchants Bancorp
$23.27Financial ServicesDelayed quote: Oct 6, 2026, 11:26 AM EDT
Total return — LIFE vs MBINL
growth of $100 · dividends reinvested · last 1yLIFE +114.4% (+114.4%/yr)MBINL +0.0% (+0.0%/yr)LIFE compounded faster over this window
LIFE MBINL
LIFE vs MBINL: by the numbers
- •MBINL is the larger company ($2.39B vs $2.26B market cap).
- •MBINL is profitable (20.51% net margin) while LIFE runs a net loss (-18.14%).
- •MBINL pays a dividend (8.34% yield), while LIFE has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | LIFE | MBINL |
|---|---|---|
| P/E ratio | N/A | 4.67 |
| Forward P/E | N/A | 4.18 |
| P/S ratio | 3.85 | 1.82 |
| P/B ratio | 4.75 | 1.29 |
| FCF yield | 3.13% | N/A |
Profitability
| Metric | LIFE | MBINL |
|---|---|---|
| Gross margin | 97.07% | N/A |
| Operating margin | 18.81% | 21.15% |
| Net margin | -18.14% | 20.51% |
| ROE | -22.35% | 11.22% |
| ROIC | -14.89% | N/A |
Merchants Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | LIFE | MBINL |
|---|---|---|
| Dividend yield | N/A | 8.34% |
| Payout ratio | N/A | 38.31% |
Growth (annualized)
| Metric | LIFE | MBINL |
|---|---|---|
| Revenue CAGR (5Y) | N/A | 23.60% |
| EPS CAGR (5Y) | N/A | -0.37% |
Frequently asked
- Does LIFE or MBINL pay a bigger dividend?
- MBINL pays a dividend (8.34% yield), while LIFE has no payments in the available dividend history.
- Is LIFE or MBINL more profitable?
- MBINL runs the higher net margin — LIFE at -18.14% versus MBINL at 20.51%.
Go deeper
Dig into the metrics
Merchants Bancorp P/E ratioMerchants Bancorp dividend yieldEthos Technologies ROEMerchants Bancorp ROEEthos Technologies operating marginMerchants Bancorp operating marginEthos Technologies revenue growthMerchants Bancorp revenue growthEthos Technologies free cash flow
Ethos Technologies & Merchants Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.