Landmark Bancorp, Inc. (LARK) vs SB Financial Group, Inc. (SBFG)
A side-by-side comparison of Landmark Bancorp, Inc. and SB Financial Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — LARK vs SBFG
growth of $100 · dividends reinvested · last 10yLARK vs SBFG: by the numbers
- •LARK is the larger company ($189M vs $185M market cap).
- •LARK trades at the lower trailing earnings multiple (9.35 vs 11.02 P/E), one valuation lens rather than an overall verdict.
- •LARK converts more revenue to profit (25.55% vs 17.67% net margin).
- •SBFG grew revenue faster over the past five years (3.72% vs 3.03% CAGR).
- •LARK pays the higher dividend yield (2.66% vs 2.12%).
Metrics side by side
Valuation
| Metric | LARK | SBFG |
|---|---|---|
| P/E ratio | 9.35 | 11.02 |
| Forward P/E | 8.94 | 11.54 |
| PEG ratio | N/A | 3.43 |
| P/S ratio | 2.40 | 1.95 |
| P/B ratio | 1.13 | 1.26 |
Profitability
| Metric | LARK | SBFG |
|---|---|---|
| Operating margin | 24.02% | 21.85% |
| Net margin | 25.55% | 17.67% |
| ROE | 12.06% | 11.42% |
Landmark Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
SB Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | LARK | SBFG |
|---|---|---|
| Dividend yield | 2.66% | 2.12% |
| Payout ratio | 25.00% | 23.51% |
Growth (annualized)
| Metric | LARK | SBFG |
|---|---|---|
| Revenue CAGR (5Y) | 3.03% | 3.72% |
| EPS CAGR (5Y) | -1.72% | 3.21% |
| Total return CAGR (5Y) | 10.28% | 14.08% |
Frequently asked
- Which has the lower trailing P/E, LARK or SBFG?
- LARK has the lower trailing P/E: LARK trades at 9.35 and SBFG at 11.02. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, LARK or SBFG?
- Over the past five years, SBFG grew revenue faster — LARK at a 3.03% CAGR versus SBFG at 3.72%.
- Does LARK or SBFG pay a bigger dividend?
- LARK yields 2.66% and SBFG yields 2.12% based on trailing dividends and the latest price.
- Is LARK or SBFG more profitable?
- LARK runs the higher net margin — LARK at 25.55% versus SBFG at 17.67%.
- How have LARK and SBFG total returns compared?
- Over the past 10 years, LARK delivered 9.84% and SBFG delivered 11.88% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Landmark Bancorp & SB Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.