Jefferson Capital, Inc. Common Stock (JCAP) vs Northeast Bank (NBN)
A side-by-side comparison of Jefferson Capital, Inc. Common Stock and Northeast Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — JCAP vs NBN
growth of $100 · dividends reinvested · last 1yJCAP vs NBN: by the numbers
- •JCAP is the larger company ($1.22B vs $1.05B market cap).
- •NBN converts more revenue to profit (28.16% vs 23.50% net margin).
- •JCAP grew revenue faster over the past five years (54.92% vs 21.05% CAGR).
- •JCAP pays the higher dividend yield (4.88% vs 0.03%).
Metrics side by side
Valuation
| Metric | JCAP | NBN |
|---|---|---|
| P/E ratio | N/A | 9.93 |
| Forward P/E | 6.68 | 8.65 |
| PEG ratio | N/A | 1.20 |
| P/S ratio | 1.85 | 2.74 |
| P/B ratio | 2.57 | 1.73 |
Profitability
| Metric | JCAP | NBN |
|---|---|---|
| Operating margin | 51.61% | 38.56% |
| Net margin | 23.50% | 28.16% |
| ROE | 32.55% | 17.80% |
Jefferson Capital, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Northeast Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | JCAP | NBN |
|---|---|---|
| Dividend yield | 4.88% | 0.03% |
| Payout ratio | N/A | 0.31% |
Growth (annualized)
| Metric | JCAP | NBN |
|---|---|---|
| Revenue CAGR (5Y) | 54.92% | 21.05% |
| EPS CAGR (5Y) | 20.35% | 8.41% |
| Total return CAGR (5Y) | N/A | 28.02% |
Frequently asked
- Which has grown faster, JCAP or NBN?
- Over the past five years, JCAP grew revenue faster — JCAP at a 54.92% CAGR versus NBN at 21.05%.
- Does JCAP or NBN pay a bigger dividend?
- JCAP yields 4.88% and NBN yields 0.03% based on trailing dividends and the latest price.
- Is JCAP or NBN more profitable?
- NBN runs the higher net margin — JCAP at 23.50% versus NBN at 28.16%.
Go deeper
Dig into the metrics
Jefferson Capital, Inc. Common Stock & Northeast Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.