Which has grown faster, INBK or OPBK?

Over the past five years, OPBK grew revenue faster — INBK at a 13.37% CAGR versus OPBK at 20.73%.

Does INBK or OPBK pay a bigger dividend?

INBK yields 0.89% and OPBK yields 3.41% based on trailing dividends and the latest price.

Is INBK or OPBK more profitable?

OPBK runs the higher net margin — INBK at -9.82% versus OPBK at 16.87%.

How have INBK and OPBK total returns compared?

Over the past 10 years, INBK delivered 2.29% and OPBK delivered 12.62% annualized total return. Past performance doesn't predict future results.

First Internet Bancorp (INBK) vs OP Bancorp (OPBK)

A side-by-side comparison of First Internet Bancorp and OP Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

INBK

First Internet Bancorp

$233M

$26.73Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

OPBK

OP Bancorp

$227M

$15.23Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — INBK vs OPBK

growth of $100 · dividends reinvested · last 10y

INBK +25.5% (+2.3%/yr)OPBK +228.1% (+12.6%/yr)OPBK compounded faster over this window

INBK OPBK

INBK vs OPBK: by the numbers

•INBK is the larger company ($233M vs $227M market cap).
•OPBK is profitable (16.87% net margin) while INBK runs a net loss (-9.82%).
•OPBK grew revenue faster over the past five years (20.73% vs 13.37% CAGR).
•OPBK pays the higher dividend yield (3.41% vs 0.89%).

Metrics side by side

Valuation

Metric	INBK	OPBK
P/E ratio	N/A	7.89
Forward P/E	11.31	7.58
PEG ratio	N/A	0.52
P/S ratio	0.73	1.32
P/B ratio	0.64	0.95

Profitability

Metric	INBK	OPBK
Operating margin	-14.27%	23.37%
Net margin	-9.82%	16.87%
ROE	-8.64%	12.14%

First Internet Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

OP Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	INBK	OPBK
Dividend yield	0.89%	3.41%
Payout ratio	N/A	26.94%

Growth (annualized)

Metric	INBK	OPBK
Revenue CAGR (5Y)	13.37%	20.73%
EPS CAGR (5Y)	N/A	15.14%
Total return CAGR (5Y)	-2.09%	12.46%

Frequently asked

Which has grown faster, INBK or OPBK?: Over the past five years, OPBK grew revenue faster — INBK at a 13.37% CAGR versus OPBK at 20.73%.
Does INBK or OPBK pay a bigger dividend?: INBK yields 0.89% and OPBK yields 3.41% based on trailing dividends and the latest price.
Is INBK or OPBK more profitable?: OPBK runs the higher net margin — INBK at -9.82% versus OPBK at 16.87%.
How have INBK and OPBK total returns compared?: Over the past 10 years, INBK delivered 2.29% and OPBK delivered 12.62% annualized total return. Past performance doesn't predict future results.

Go deeper

Full INBK analysis Full OPBK analysis Interactive comparison tool

Dig into the metrics

OP Bancorp P/E ratio First Internet Bancorp dividend yield OP Bancorp dividend yield First Internet Bancorp ROE OP Bancorp ROE First Internet Bancorp operating margin OP Bancorp operating margin First Internet Bancorp revenue growth OP Bancorp revenue growth

First Internet Bancorp & OP Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.