Which has grown faster, IMXI or RPAY?

Over the past five years, RPAY grew revenue faster — IMXI at a 2.16% CAGR versus RPAY at 14.06%.

Is IMXI or RPAY more profitable?

IMXI runs the higher net margin — IMXI at 4.12% versus RPAY at -49.57%.

How have IMXI and RPAY total returns compared?

Over the past 5 years, IMXI delivered -6.66% and RPAY delivered -30.16% annualized total return. Past performance doesn't predict future results.

International Money Express, Inc. (IMXI) vs Repay Holdings Corporation (RPAY)

A side-by-side comparison of International Money Express, Inc. and Repay Holdings Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

IMXI

International Money Express, Inc.

$364M

$12.09TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

RPAY

Repay Holdings Corporation

$337M

$3.83TechnologyDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — IMXI vs RPAY

growth of $100 · dividends reinvested · last 8y

IMXI +17.4% (+2.0%/yr)RPAY -59.6% (-10.7%/yr)IMXI compounded faster over this window

IMXI RPAY

IMXI vs RPAY: by the numbers

•IMXI is the larger company ($364M vs $337M market cap).
•IMXI is profitable (4.12% net margin) while RPAY runs a net loss (-49.57%).
•RPAY grew revenue faster over the past five years (14.06% vs 2.16% CAGR).

Metrics side by side

Valuation

Metric	IMXI	RPAY
P/E ratio	19.29	N/A
Forward P/E	14.70	4.30
PEG ratio	4.61	N/A
P/S ratio	0.81	1.00
P/B ratio	2.15	0.71
EV / EBITDA	N/A	10.93
FCF yield	2.43%	16.45%

Profitability

Metric	IMXI	RPAY
Gross margin	36.02%	73.49%
Operating margin	11.20%	-3.12%
Net margin	4.12%	-49.57%
ROE	10.98%	-35.44%
ROIC	-12.65%	-0.72%

Growth (annualized)

Metric	IMXI	RPAY
Revenue CAGR (5Y)	2.16%	14.06%
EPS CAGR (5Y)	4.14%	N/A
FCF CAGR (5Y)	N/A	44.93%
Total return CAGR (5Y)	-6.66%	-30.16%

Frequently asked

Which has grown faster, IMXI or RPAY?: Over the past five years, RPAY grew revenue faster — IMXI at a 2.16% CAGR versus RPAY at 14.06%.
Is IMXI or RPAY more profitable?: IMXI runs the higher net margin — IMXI at 4.12% versus RPAY at -49.57%.
How have IMXI and RPAY total returns compared?: Over the past 5 years, IMXI delivered -6.66% and RPAY delivered -30.16% annualized total return. Past performance doesn't predict future results.

Go deeper

Full IMXI analysis Full RPAY analysis Interactive comparison tool

Dig into the metrics

International Money Express P/E ratio International Money Express ROE Repay ROE International Money Express operating margin Repay operating margin International Money Express revenue growth Repay revenue growth International Money Express free cash flow Repay free cash flow

International Money Express & Repay appear in these rankings

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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.