Which has grown faster, IIIV or RPAY?

Over the past five years, RPAY grew revenue faster — IIIV at a 2.25% CAGR versus RPAY at 14.06%.

Is IIIV or RPAY more profitable?

IIIV runs the higher net margin — IIIV at 4.90% versus RPAY at -49.57%.

How have IIIV and RPAY total returns compared?

Over the past 5 years, IIIV delivered -9.61% and RPAY delivered -30.16% annualized total return. Past performance doesn't predict future results.

i3 Verticals, Inc. (IIIV) vs Repay Holdings Corporation (RPAY)

A side-by-side comparison of i3 Verticals, Inc. and Repay Holdings Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

IIIV

i3 Verticals, Inc.

$354M

$14.80TechnologyDelayed quote: Oct 6, 2026, 1:54 PM EDT

RPAY

Repay Holdings Corporation

$340M

$3.87TechnologyDelayed quote: Oct 6, 2026, 1:55 PM EDT

Total return — IIIV vs RPAY

growth of $100 · dividends reinvested · last 8y

IIIV -10.0% (-1.3%/yr)RPAY -59.6% (-10.7%/yr)IIIV compounded faster over this window

IIIV RPAY

IIIV vs RPAY: by the numbers

•IIIV is the larger company ($354M vs $340M market cap).
•IIIV is profitable (4.90% net margin) while RPAY runs a net loss (-49.57%).
•RPAY grew revenue faster over the past five years (14.06% vs 2.25% CAGR).

Metrics side by side

Valuation

Metric	IIIV	RPAY
P/E ratio	42.47	N/A
Forward P/E	12.14	4.34
P/S ratio	1.62	1.01
P/B ratio	1.26	0.72
EV / EBITDA	13.68	10.97
FCF yield	14.11%	16.30%

Profitability

Metric	IIIV	RPAY
Gross margin	55.67%	73.49%
Operating margin	2.46%	-3.12%
Net margin	4.90%	-49.57%
ROE	3.81%	-35.44%
ROIC	0.66%	-0.72%

Growth (annualized)

Metric	IIIV	RPAY
Revenue CAGR (5Y)	2.25%	14.06%
FCF CAGR (5Y)	-26.73%	44.93%
Total return CAGR (5Y)	-9.61%	-30.16%

Frequently asked

Which has grown faster, IIIV or RPAY?: Over the past five years, RPAY grew revenue faster — IIIV at a 2.25% CAGR versus RPAY at 14.06%.
Is IIIV or RPAY more profitable?: IIIV runs the higher net margin — IIIV at 4.90% versus RPAY at -49.57%.
How have IIIV and RPAY total returns compared?: Over the past 5 years, IIIV delivered -9.61% and RPAY delivered -30.16% annualized total return. Past performance doesn't predict future results.

Go deeper

Full IIIV analysis Full RPAY analysis Interactive comparison tool

Dig into the metrics

i3 Verticals P/E ratio i3 Verticals ROE Repay ROE i3 Verticals operating margin Repay operating margin i3 Verticals revenue growth Repay revenue growth i3 Verticals free cash flow Repay free cash flow

i3 Verticals & Repay appear in these rankings

Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.