Hancock Whitney Corporation (HWC) vs Bank OZK (OZKAP)
A side-by-side comparison of Hancock Whitney Corporation and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — HWC vs OZKAP
growth of $100 · dividends reinvested · last 5yHWC vs OZKAP: by the numbers
- •HWC is the larger company ($5.90B vs $5.17B market cap).
- •OZKAP trades at the lower trailing earnings multiple (2.44 vs 14.23 P/E), one valuation lens rather than an overall verdict.
- •OZKAP converts more revenue to profit (24.95% vs 21.81% net margin).
- •OZKAP grew revenue faster over the past five years (18.68% vs 7.59% CAGR).
- •OZKAP pays the higher dividend yield (7.84% vs 2.66%).
Metrics side by side
Valuation
| Metric | HWC | OZKAP |
|---|---|---|
| P/E ratio | 14.23 | 2.44 |
| Forward P/E | 11.23 | 2.54 |
| PEG ratio | N/A | 0.11 |
| P/S ratio | 3.01 | 1.87 |
| P/B ratio | 1.33 | 0.87 |
Profitability
| Metric | HWC | OZKAP |
|---|---|---|
| Operating margin | 28.20% | 32.35% |
| Net margin | 21.81% | 24.95% |
| ROE | 9.62% | 11.01% |
Hancock Whitney Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | HWC | OZKAP |
|---|---|---|
| Dividend yield | 2.66% | 7.84% |
| Payout ratio | 38.16% | 19.11% |
Growth (annualized)
| Metric | HWC | OZKAP |
|---|---|---|
| Revenue CAGR (5Y) | 7.59% | 18.68% |
| EPS CAGR (5Y) | N/A | 22.41% |
| Total return CAGR (5Y) | 11.40% | N/A |
Frequently asked
- Which has the lower trailing P/E, HWC or OZKAP?
- OZKAP has the lower trailing P/E: HWC trades at 14.23 and OZKAP at 2.44. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HWC or OZKAP?
- Over the past five years, OZKAP grew revenue faster — HWC at a 7.59% CAGR versus OZKAP at 18.68%.
- Does HWC or OZKAP pay a bigger dividend?
- HWC yields 2.66% and OZKAP yields 7.84% based on trailing dividends and the latest price.
- Is HWC or OZKAP more profitable?
- OZKAP runs the higher net margin — HWC at 21.81% versus OZKAP at 24.95%.
Go deeper
Dig into the metrics
Hancock Whitney & Bank OZK appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.