Hancock Whitney Corporation (HWC) vs Bank OZK (OZKAP)

A side-by-side comparison of Hancock Whitney Corporation and Bank OZK across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — HWC vs OZKAP

growth of $100 · dividends reinvested · last 5y
HWC +62.6% (+10.2%/yr)OZKAP -18.7% (-4.0%/yr)HWC compounded faster over this window
50100150Start $10020222023202420252026$163$81
HWC OZKAP

HWC vs OZKAP: by the numbers

  • •HWC is the larger company ($5.90B vs $5.17B market cap).
  • •OZKAP trades at the lower trailing earnings multiple (2.44 vs 14.23 P/E), one valuation lens rather than an overall verdict.
  • •OZKAP converts more revenue to profit (24.95% vs 21.81% net margin).
  • •OZKAP grew revenue faster over the past five years (18.68% vs 7.59% CAGR).
  • •OZKAP pays the higher dividend yield (7.84% vs 2.66%).

Metrics side by side

Valuation

MetricHWCOZKAP
P/E ratio14.232.44
Forward P/E11.232.54
PEG ratioN/A0.11
P/S ratio3.011.87
P/B ratio1.330.87

Profitability

MetricHWCOZKAP
Operating margin28.20%32.35%
Net margin21.81%24.95%
ROE9.62%11.01%

Hancock Whitney Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank OZK: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricHWCOZKAP
Dividend yield2.66%7.84%
Payout ratio38.16%19.11%

Growth (annualized)

MetricHWCOZKAP
Revenue CAGR (5Y)7.59%18.68%
EPS CAGR (5Y)N/A22.41%
Total return CAGR (5Y)11.40%N/A

Frequently asked

Which has the lower trailing P/E, HWC or OZKAP?
OZKAP has the lower trailing P/E: HWC trades at 14.23 and OZKAP at 2.44. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HWC or OZKAP?
Over the past five years, OZKAP grew revenue faster — HWC at a 7.59% CAGR versus OZKAP at 18.68%.
Does HWC or OZKAP pay a bigger dividend?
HWC yields 2.66% and OZKAP yields 7.84% based on trailing dividends and the latest price.
Is HWC or OZKAP more profitable?
OZKAP runs the higher net margin — HWC at 21.81% versus OZKAP at 24.95%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.