Humana Inc. (HUM) vs Novartis AG (NVS)
A side-by-side comparison of Humana Inc. and Novartis AG across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 2, 2026. Differences are shown without an overall score or investment verdict.
HUM
Humana Inc.
$388.36HealthcareDelayed quote: Oct 2, 2026, 4:01 PM EDT
NVS
Novartis AG
$141.00HealthcareDelayed quote: Oct 2, 2026, 4:00 PM EDT
Total return — HUM vs NVS
growth of $100 · dividends reinvested · last 10yHUM +131.4% (+8.8%/yr)NVS +209.2% (+12.0%/yr)NVS compounded faster over this window
HUM NVS
HUM vs NVS: by the numbers
- •NVS is the larger company ($268.00B vs $46.63B market cap).
- •NVS trades at the lower trailing earnings multiple (21.27 vs 36.78 P/E), one valuation lens rather than an overall verdict.
- •NVS converts more revenue to profit (22.93% vs 0.88% net margin).
- •HUM grew revenue faster over the past five years (12.61% vs 1.53% CAGR).
- •NVS pays the higher dividend yield (3.38% vs 0.70%).
Metrics side by side
Valuation
| Metric | HUM | NVS |
|---|---|---|
| P/E ratio | 36.78 | 21.27 |
| Forward P/E | 42.41 | 16.02 |
| PEG ratio | N/A | 1.38 |
| P/S ratio | 0.32 | 4.82 |
| P/B ratio | 2.43 | 6.45 |
| EV / EBITDA | 19.47 | 13.85 |
| FCF yield | N/A | 5.90% |
Profitability
| Metric | HUM | NVS |
|---|---|---|
| Gross margin | 13.65% | 74.44% |
| Operating margin | 1.39% | 30.54% |
| Net margin | 0.88% | 22.93% |
| ROE | 6.65% | 30.71% |
| ROIC | 4.52% | 13.93% |
Dividends
| Metric | HUM | NVS |
|---|---|---|
| Dividend yield | 0.70% | 3.38% |
| Payout ratio | 25.14% | 71.50% |
Growth (annualized)
| Metric | HUM | NVS |
|---|---|---|
| Revenue CAGR (5Y) | 12.61% | 1.53% |
| EPS CAGR (5Y) | -17.27% | 15.42% |
| FCF CAGR (5Y) | N/A | 8.92% |
| Total return CAGR (5Y) | 0.35% | 16.96% |
Frequently asked
- Which has the lower trailing P/E, HUM or NVS?
- NVS has the lower trailing P/E: HUM trades at 36.78 and NVS at 21.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, HUM or NVS?
- Over the past five years, HUM grew revenue faster — HUM at a 12.61% CAGR versus NVS at 1.53%.
- Does HUM or NVS pay a bigger dividend?
- HUM yields 0.70% and NVS yields 3.38% based on trailing dividends and the latest price.
- Is HUM or NVS more profitable?
- NVS runs the higher net margin — HUM at 0.88% versus NVS at 22.93%.
- How have HUM and NVS total returns compared?
- Over the past 10 years, HUM delivered 8.85% and NVS delivered 11.99% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Humana P/E ratioNovartis AG P/E ratioHumana dividend yieldNovartis AG dividend yieldHumana ROENovartis AG ROEHumana operating marginNovartis AG operating marginHumana revenue growthNovartis AG revenue growthHumana free cash flowNovartis AG free cash flow
Humana & Novartis AG appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 2, 2026.