Humana Inc. (HUM) vs Novartis AG (NVS)

A side-by-side comparison of Humana Inc. and Novartis AG across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 2, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — HUM vs NVS

growth of $100 · dividends reinvested · last 10y
HUM +131.4% (+8.8%/yr)NVS +209.2% (+12.0%/yr)NVS compounded faster over this window
100200300Start $10020182020202220242026$231$309
HUM NVS

HUM vs NVS: by the numbers

  • •NVS is the larger company ($268.00B vs $46.63B market cap).
  • •NVS trades at the lower trailing earnings multiple (21.27 vs 36.78 P/E), one valuation lens rather than an overall verdict.
  • •NVS converts more revenue to profit (22.93% vs 0.88% net margin).
  • •HUM grew revenue faster over the past five years (12.61% vs 1.53% CAGR).
  • •NVS pays the higher dividend yield (3.38% vs 0.70%).

Metrics side by side

Valuation

MetricHUMNVS
P/E ratio36.7821.27
Forward P/E42.4116.02
PEG ratioN/A1.38
P/S ratio0.324.82
P/B ratio2.436.45
EV / EBITDA19.4713.85
FCF yieldN/A5.90%

Profitability

MetricHUMNVS
Gross margin13.65%74.44%
Operating margin1.39%30.54%
Net margin0.88%22.93%
ROE6.65%30.71%
ROIC4.52%13.93%

Dividends

MetricHUMNVS
Dividend yield0.70%3.38%
Payout ratio25.14%71.50%

Growth (annualized)

MetricHUMNVS
Revenue CAGR (5Y)12.61%1.53%
EPS CAGR (5Y)-17.27%15.42%
FCF CAGR (5Y)N/A8.92%
Total return CAGR (5Y)0.35%16.96%

Frequently asked

Which has the lower trailing P/E, HUM or NVS?
NVS has the lower trailing P/E: HUM trades at 36.78 and NVS at 21.27. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, HUM or NVS?
Over the past five years, HUM grew revenue faster — HUM at a 12.61% CAGR versus NVS at 1.53%.
Does HUM or NVS pay a bigger dividend?
HUM yields 0.70% and NVS yields 3.38% based on trailing dividends and the latest price.
Is HUM or NVS more profitable?
NVS runs the higher net margin — HUM at 0.88% versus NVS at 22.93%.
How have HUM and NVS total returns compared?
Over the past 10 years, HUM delivered 8.85% and NVS delivered 11.99% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 2, 2026.