Which has grown faster, HTLD or PAYS?

Over the past five years, PAYS grew revenue faster — HTLD at a 3.35% CAGR versus PAYS at 38.11%.

Does HTLD or PAYS pay a bigger dividend?

HTLD pays a dividend (0.51% yield), while PAYS has no payments in the available dividend history.

Is HTLD or PAYS more profitable?

PAYS runs the higher net margin — HTLD at -2.98% versus PAYS at 15.67%.

How have HTLD and PAYS total returns compared?

Over the past 10 years, HTLD delivered -4.11% and PAYS delivered 53.62% annualized total return. Past performance doesn't predict future results.

Heartland Express, Inc. (HTLD) vs Paysign, Inc. (PAYS)

A side-by-side comparison of Heartland Express, Inc. and Paysign, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HTLD

Heartland Express, Inc.

$878M

$11.33IndustrialsDelayed quote: Oct 6, 2026, 4:00 PM EDT

PAYS

Paysign, Inc.

$803M

$14.36IndustrialsDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — HTLD vs PAYS

growth of $100 · dividends reinvested · last 10y

HTLD -33.9% (-4.1%/yr)PAYS +7494.9% (+54.2%/yr)PAYS compounded faster over this window

Log scale — wide-divergence pair

HTLD PAYS

HTLD vs PAYS: by the numbers

•HTLD is the larger company ($878M vs $803M market cap).
•PAYS is profitable (15.67% net margin) while HTLD runs a net loss (-2.98%).
•PAYS grew revenue faster over the past five years (38.11% vs 3.35% CAGR).
•HTLD pays a dividend (0.51% yield), while PAYS has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	HTLD	PAYS
P/E ratio	N/A	55.66
Forward P/E	69.33	41.62
P/S ratio	1.19	7.98
P/B ratio	1.16	13.35
EV / EBITDA	10.18	29.57
FCF yield	N/A	8.03%

Profitability

Metric	HTLD	PAYS
Gross margin	7.49%	56.18%
Operating margin	-6.67%	8.83%
Net margin	-2.98%	15.67%
ROE	-2.90%	26.22%
ROIC	-4.63%	19.58%

Dividends

Metric	HTLD	PAYS
Dividend yield	0.51%	N/A

Growth (annualized)

Metric	HTLD	PAYS
Revenue CAGR (5Y)	3.35%	38.11%
FCF CAGR (5Y)	N/A	20.20%
Total return CAGR (5Y)	-5.79%	42.06%

Frequently asked

Which has grown faster, HTLD or PAYS?: Over the past five years, PAYS grew revenue faster — HTLD at a 3.35% CAGR versus PAYS at 38.11%.
Does HTLD or PAYS pay a bigger dividend?: HTLD pays a dividend (0.51% yield), while PAYS has no payments in the available dividend history.
Is HTLD or PAYS more profitable?: PAYS runs the higher net margin — HTLD at -2.98% versus PAYS at 15.67%.
How have HTLD and PAYS total returns compared?: Over the past 10 years, HTLD delivered -4.11% and PAYS delivered 53.62% annualized total return. Past performance doesn't predict future results.

Go deeper

Full HTLD analysis Full PAYS analysis Interactive comparison tool

Dig into the metrics

Paysign P/E ratio Heartland Express dividend yield Heartland Express ROE Paysign ROE Heartland Express operating margin Paysign operating margin Heartland Express revenue growth Paysign revenue growth Heartland Express free cash flow Paysign free cash flow

Heartland Express & Paysign appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest ROIC Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.