Which has grown faster, HFBL or SVRN?

Over the past five years, SVRN grew revenue faster — HFBL at a 6.07% CAGR versus SVRN at 8.42%.

Does HFBL or SVRN pay a bigger dividend?

HFBL pays a dividend (2.30% yield), while SVRN is a former payer with no current dividend run rate.

Is HFBL or SVRN more profitable?

HFBL runs the higher net margin — HFBL at 18.16% versus SVRN at -486.57%.

Home Federal Bancorp, Inc. of Louisiana (HFBL) vs SVRN, Inc. (SVRN)

A side-by-side comparison of Home Federal Bancorp, Inc. of Louisiana and SVRN, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

HFBL

Home Federal Bancorp, Inc. of Louisiana

$74M

$24.38Financial ServicesDelayed quote: Oct 6, 2026, 3:59 PM EDT

SVRN

SVRN, Inc.

$82M

$43.72Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — HFBL vs SVRN

growth of $100 · dividends reinvested · last 5y

HFBL +42.6% (+7.4%/yr)SVRN -100.0% (-84.1%/yr)HFBL compounded faster over this window

Log scale — wide-divergence pair

HFBL SVRN

HFBL vs SVRN: by the numbers

•SVRN is the larger company ($82M vs $74M market cap).
•HFBL is profitable (18.16% net margin) while SVRN runs a net loss (-486.57%).
•SVRN grew revenue faster over the past five years (8.42% vs 6.07% CAGR).
•HFBL pays a dividend (2.30% yield), while SVRN is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	HFBL	SVRN
P/E ratio	12.13	N/A
PEG ratio	2.39	N/A
P/S ratio	2.19	6.12
P/B ratio	1.27	0.52

Profitability

Metric	HFBL	SVRN
Gross margin	N/A	-9.93%
Operating margin	21.07%	-202.84%
Net margin	18.16%	-486.57%
ROE	10.51%	-41.63%
ROIC	N/A	-20.05%

Home Federal Bancorp, Inc. of Louisiana: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	HFBL	SVRN
Dividend yield	2.30%	N/A
Payout ratio	27.61%	N/A

Growth (annualized)

Metric	HFBL	SVRN
Revenue CAGR (5Y)	6.07%	8.42%
EPS CAGR (5Y)	4.31%	N/A
Total return CAGR (5Y)	8.89%	N/A

Frequently asked

Which has grown faster, HFBL or SVRN?: Over the past five years, SVRN grew revenue faster — HFBL at a 6.07% CAGR versus SVRN at 8.42%.
Does HFBL or SVRN pay a bigger dividend?: HFBL pays a dividend (2.30% yield), while SVRN is a former payer with no current dividend run rate.
Is HFBL or SVRN more profitable?: HFBL runs the higher net margin — HFBL at 18.16% versus SVRN at -486.57%.

Go deeper

Full HFBL analysis Full SVRN analysis Interactive comparison tool

Dig into the metrics

Home Federal Bancorp, Inc. of Louisiana P/E ratio Home Federal Bancorp, Inc. of Louisiana dividend yield Home Federal Bancorp, Inc. of Louisiana ROE SVRN ROE Home Federal Bancorp, Inc. of Louisiana operating margin SVRN operating margin Home Federal Bancorp, Inc. of Louisiana revenue growth SVRN revenue growth SVRN free cash flow

Home Federal Bancorp, Inc. of Louisiana & SVRN appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.