Guidewire Software, Inc. (GWRE) vs Tyler Technologies, Inc. (TYL)
A side-by-side comparison of Guidewire Software, Inc. and Tyler Technologies, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 4, 2026. Differences are shown without an overall score or investment verdict.
GWRE
Guidewire Software, Inc.
$152.15TechnologyDelayed quote: Oct 2, 2026, 4:00 PM EDT
TYL
Tyler Technologies, Inc.
$322.81TechnologyDelayed quote: Oct 2, 2026, 4:00 PM EDT
Total return — GWRE vs TYL
growth of $100 · dividends reinvested · last 10yGWRE +152.4% (+9.7%/yr)TYL +90.1% (+6.6%/yr)GWRE compounded faster over this window
GWRE TYL
GWRE vs TYL: by the numbers
- •TYL is the larger company ($13.22B vs $12.67B market cap).
- •TYL trades at the lower trailing earnings multiple (42.81 vs 92.77 P/E), one valuation lens rather than an overall verdict.
- •TYL converts more revenue to profit (13.36% vs 9.44% net margin).
- •GWRE grew revenue faster over the past five years (14.70% vs 13.89% CAGR).
Metrics side by side
Valuation
| Metric | GWRE | TYL |
|---|---|---|
| P/E ratio | 92.77 | 42.81 |
| Forward P/E | 36.32 | 24.68 |
| PEG ratio | N/A | 4.78 |
| P/S ratio | 8.59 | 5.44 |
| P/B ratio | 10.61 | 4.35 |
| EV / EBITDA | 69.59 | 27.60 |
| FCF yield | 2.29% | 5.40% |
Profitability
| Metric | GWRE | TYL |
|---|---|---|
| Gross margin | 64.21% | 46.62% |
| Operating margin | 10.19% | 15.14% |
| Net margin | 9.44% | 13.36% |
| ROE | 11.67% | 10.69% |
| ROIC | 6.67% | 6.13% |
Growth (annualized)
| Metric | GWRE | TYL |
|---|---|---|
| Revenue CAGR (5Y) | 14.70% | 13.89% |
| EPS CAGR (5Y) | N/A | 8.49% |
| FCF CAGR (5Y) | 28.54% | 20.84% |
| Total return CAGR (5Y) | 5.13% | -7.01% |
Frequently asked
- Which has the lower trailing P/E, GWRE or TYL?
- TYL has the lower trailing P/E: GWRE trades at 92.77 and TYL at 42.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, GWRE or TYL?
- Over the past five years, GWRE grew revenue faster — GWRE at a 14.70% CAGR versus TYL at 13.89%.
- Is GWRE or TYL more profitable?
- TYL runs the higher net margin — GWRE at 9.44% versus TYL at 13.36%.
- How have GWRE and TYL total returns compared?
- Over the past 10 years, GWRE delivered 9.75% and TYL delivered 6.54% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Guidewire Software P/E ratioTyler Technologies P/E ratioGuidewire Software ROETyler Technologies ROEGuidewire Software operating marginTyler Technologies operating marginGuidewire Software revenue growthTyler Technologies revenue growthGuidewire Software free cash flowTyler Technologies free cash flow
Guidewire Software & Tyler Technologies appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 4, 2026.