Goosehead Insurance, Inc (GSHD) vs S&T Bancorp, Inc. (STBA)

A side-by-side comparison of Goosehead Insurance, Inc and S&T Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — GSHD vs STBA

growth of $100 · dividends reinvested · last 8y
GSHD +221.9% (+15.7%/yr)STBA +55.3% (+5.7%/yr)GSHD compounded faster over this window
05001kStart $1002020202220242026$322$155
GSHD STBA

GSHD vs STBA: by the numbers

  • •STBA is the larger company ($1.72B vs $1.62B market cap).
  • •STBA trades at the lower trailing earnings multiple (13.08 vs 31.71 P/E), one valuation lens rather than an overall verdict.
  • •STBA converts more revenue to profit (25.17% vs 8.78% net margin).
  • •GSHD grew revenue faster over the past five years (24.21% vs 8.98% CAGR).
  • •STBA pays a dividend (2.98% yield), while GSHD is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricGSHDSTBA
P/E ratio31.7113.08
Forward P/E20.3312.40
PEG ratio2.070.29
P/S ratio4.043.09
P/B ratioN/A1.23
EV / EBITDA16.94N/A
FCF yield5.08%N/A

Profitability

MetricGSHDSTBA
Gross margin46.25%N/A
Operating margin25.83%28.79%
Net margin8.78%25.17%
ROEN/A10.02%
ROIC24.29%N/A

S&T Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricGSHDSTBA
Dividend yieldN/A2.98%
Payout ratioN/A39.04%

Growth (annualized)

MetricGSHDSTBA
Revenue CAGR (5Y)24.21%8.98%
EPS CAGR (5Y)15.08%45.25%
FCF CAGR (5Y)29.59%N/A
Total return CAGR (5Y)-21.11%14.66%

Frequently asked

Which has the lower trailing P/E, GSHD or STBA?
STBA has the lower trailing P/E: GSHD trades at 31.71 and STBA at 13.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, GSHD or STBA?
Over the past five years, GSHD grew revenue faster — GSHD at a 24.21% CAGR versus STBA at 8.98%.
Does GSHD or STBA pay a bigger dividend?
STBA pays a dividend (2.98% yield), while GSHD is a former payer with no current dividend run rate.
Is GSHD or STBA more profitable?
STBA runs the higher net margin — GSHD at 8.78% versus STBA at 25.17%.
How have GSHD and STBA total returns compared?
Over the past 5 years, GSHD delivered -21.11% and STBA delivered 14.66% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.